27809 E 1400 N Rd, Ellsworth, IL 61737 Property Records

McLean County property record for 27809 E 1400 N Rd, Ellsworth, IL 61737

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,040 sqft · built 1920
Lot Size	3.58 acres (155,944 sqft)
Owner	Individual Name on File
Tax Bill	$5,631 (2024)
Deeds & Mortgages	Jul 2026 Transfer Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-03-200-003`

Property Details

APN / Parcel Number

Primary APN	`23-03-200-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	155,944 sqft (3.58 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27809 E 1400 NORTH RD
City	ELLSWORTH
State	IL
Zip	61737-7519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MAYNARD SMITH SUB PT NE 3-23-4E
Legal Range	04E
Legal Township	23N
Legal Section	03
Legal Subdivision	MAYNARD SMITH SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	DAWSON
Census Block Group	1
Census Block	1064
Census Tract	5602

Owner

27809 E 1400 N Rd is owned and occupied by an individual who acquired it in June 2026.

Source: McLean County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	27809 E 1400 NORTH RD, ELLSWORTH, IL 61737-7519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000009689
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 11, 2026
Property Address	27809 E 1400 NORTH RD, ELLSWORTH, IL 61737-7519
Document Number	0000009689
Instrument Date	Jun 18, 2026
Instrument	20269689
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	27809 E 1400 NORTH RD, ELLSWORTH, IL 61737-7519
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202300008712
Date	Jul 5, 2023
Instrument	2023-00008712

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	27809 E 1400 NORTH RD, ELLSWORTH, IL 61737-7519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020604
Date	Oct 5, 2020
Instrument	2020-00020604

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Dawson Township
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,180 Land $15,491 Building $67,689	$249,540 Land $46,473 Building $203,067
2024	$5,631.00 (+12.67%)
2023	$4,998.00	$68,876 Land $12,827 Building $56,049	$206,628 Land $38,481 Building $168,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27809 E 1400 N Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27809 E 1400 N Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on E 1400 N Rd

Nearby Streets

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