2780 Walsh Rd, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2780 Walsh Rd, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 7,180 sqft · built 1971
Lot Size	1.49 acres (64,948 sqft)
Owner	2 Individual Names on Record
Tax Bill	$36,275 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-0007-0010-00`

Property Details

APN / Parcel Number

Primary APN	`046-0007-0010-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	7,180 sqft Living Area
Gross Area	7,752 sqft
1st Floor Area	2,308 sqft
2nd Floor Area	2,672 sqft
Upper Floors Area	572 sqft
Basement Area	2,200 sqft
Finished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	64,948 sqft (1.49 acres)
Lot Dimensions	473 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	395 sqft
Patio Area	1,328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2780 WALSH RD
City	CINCINNATI
State	OH
Zip	45208-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	WALSH RD 141.46 X 473.75 IRR PT LOTS 6-7 EDWARDS EST SUB PARS 10-11 CONS
Legal Subdivision	EDWARDS EST SUB
Legal Lot Number	6-7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	4900

Owner

Source: Hamilton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2780 WALSH RD, CINCINNATI, OH 45208-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2006
Deed Sale	Apr 5, 2006
Prior Sale	Sep 6, 1995
Deed Document Number	200651123
Deed Book / Page	10209 / 1707
Last Transfer Date	Feb 23, 2010
Transfer Doc	0000000587
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2780 WALSH RD, CINCINNATI, OH 45208-3425
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096541
Date	Nov 5, 2019
Book Page	14038/00799
Instrument	2019-0096541

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 23, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2780 WALSH RD, CINCINNATI, OH 45208-3425
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094058
Date	Oct 29, 2019
Book Page	14033/01087
Instrument	2019-0094058

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2780 WALSH RD, CINCINNATI, OH 45208-3425
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149141
Date	Dec 13, 2021
Book Page	14562/1842
Instrument	2021-0149141

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2037
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2780 WALSH RD, CINCINNATI, OH 45208-3425
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018173
Date	Feb 17, 2022
Book Page	14607/2626
Instrument	2022-0018173

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,275.00 (+0.4%)	$589,180 (-) Land $213,822 Building $375,358	$1,683,370 (-) Land $610,920 Building $1,072,450
2024	$36,130.00 (+0.39%)	$589,180 (-) Land $213,822 Building $375,358
2023	$35,991.00 (+12.17%)	$589,180 (+24.95%) Land $213,822 Building $375,358	$1,683,370 (+24.95%) Land $610,920 Building $1,072,450
2022	$32,086.00 Homeowner's exemption	$471,527 Land $141,897 Building $329,630
2020			$1,347,220 Land $405,420 Building $941,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1989–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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