2780 SW 12th Ter, Lees Summit, MO 64081 Property Records

Jackson County property record for 2780 SW 12th Ter, Lees Summit, MO 64081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2019
Lot Size	0.237 acres (10,336 sqft)
Owner	Individual Name on File
Last Sale	$411,625 (Jan 2021)
Tax Bill	$7,216 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`62-440-27-04`

Property Details

APN / Parcel Number

Primary APN	`62-440-27-04`
Alternative APNs	`62-440-27-04-00-0-00-000` `2081116`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,064 sqft
Basement Area	2,070 sqft
Finished Basement	1,548 sqft
Unfinished Basement	522 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,336 sqft (0.237 acres)
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2081116
Street Address	2780 SW 12TH TER
City	LEES SUMMIT
State	MO
Zip	64081-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND MEADOWS 4TH PLAT LOTS 93-133 & TR F---LOT 116
Legal Subdivision	HIGHLAND MEADOWS 4TH PLAT
Legal Tract	F
Legal Block	1
Legal Lot Number	93-133
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	1
Census Block	1009
Census Tract	13612

Owner

2780 SW 12th Ter is owned and occupied by an individual who bought it in January 2021.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2780 SW 12TH TER, LEES SUMMIT, MO 64081-3706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jan 4, 2021	Grant Deed, Subdivision Related Transfer COMMUNITY MTG
Dec 18, 2020	Deed of Trust, Mortgage COMMUNITY MTG
Nov 16, 2020	Warranty Deed, Subdivision Related Transfer FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC
Mar 11, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BLUE RIDGE BK
Mar 8, 2019	Warranty Deed, Transfer ALPHA TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Mar 8, 2019
Deed Document Number	2021389
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 13, 2026
Property Address	2780 SW 12TH TER, LEES SUMMIT, MO 64081-3706
Document Number	0000035667
Instrument Date	May 6, 2026
Instrument	202635667
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035667,
Date	May 13, 2026
Instrument	202635667

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 4, 2021
Property Address	2780 SW 12TH TER, LEES SUMMIT, MO 64081-3706
Document Number	0000E00389
Instrument Date	Dec 18, 2020
Instrument	389E
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2021
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2780 SW 12TH TER LEES SUMMIT MO 640813706, LEES SUMMIT, MO 64081-3706

Mortgage

Document Number	E00390
Date	Jan 4, 2021
Instrument	390E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2780 SW 12TH TER, LEES SUMMIT, MO 64081-3706
Document Number	0000E00390
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 NE OLD PAINT RD LEES SUMMIT MO 640867004, LEES SUMMIT, MO 64086-7004

Mortgage

Document Number	0000E00390
Date	Jan 4, 2021
Instrument	390E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 16, 2020
Property Address	2780 SW 12TH TER, LEES SUMMIT, MO 64081-3706
Document Number	000E108409
Instrument Date	Nov 16, 2020
Instrument	108409E
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2021
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3205 SW MARY ST LEES SUMMIT MO 64081, LEES SUMMIT, MO 64081

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 11, 2019
Property Address	2780 SW 12TH TER, LEES SUMMIT, MO 64081-3706
Instrument Date	Mar 8, 2019
Instrument	16551E
Transaction Type	Construction Loan
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 346 LEES SUMMIT MO 640630346, LEES SUMMIT, MO 64063-0346

Mortgage

Document Number	0000E16551
Date	Mar 11, 2019
Instrument	16551E

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	INDEPENDENCE, MO 64057

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 8, 2019
Property Address	2780 SW 12TH TER, LEES SUMMIT, MO 64081-3706
Document Number	0000E16312
Instrument Date	Mar 6, 2019
Instrument	16312E
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ALPHA TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 346 LEES SUMMIT MO 640630346, LEES SUMMIT, MO 64063-0346

Tax Assessment & Valuation

The 2025 property tax bill for 2780 SW 12th Ter was $7,216, up 9.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,253 (-) Land $12,246 Building $87,007	$522,380 (-)
2025	$7,216.00 (+9.6%)	$99,253 Land $12,246 Building $87,007	$522,380
2024	$6,584.00 (+0.73%)
2023	$6,536.00	$91,190 Land $11,130 Building $80,060	$479,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2780 SW 12th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2780 SW 12th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Everfast Fiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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