2780 Stone Circle Dr, Troy, OH 45373 Property Records

Miami County property record for 2780 Stone Circle Dr, Troy, OH 45373

Property Summary

Property Type	Fast Food Restaurant
Details	2,240 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jan 2000)
Tax Bill	$7,047 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C06-084018`

Property Details

APN / Parcel Number

Primary APN	`C06-084018`
Alternative APNs	`040604.4-11-011-00` `C06CC005J11800`

Interior

Stories	1 Story
Building Area	2,240 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2780 STONE CIRCLE DR
City	TROY
State	OH
Zip	45373-9325
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	6-4-4 LOT 17 STANDING STONE DEV
Legal Range	06
Legal Township	04
Legal Section	04
Legal Subdivision	STANDING STONE DEV
Legal Lot Number	17
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3039
Census Tract	365302

Owner

2780 Stone Circle Dr, a commercial property, is owned by two individuals who acquired it in November 2021.

Source: Miami County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2780 STONE CIRCLE DR, TROY, OH 45373-9325
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITY NATIONAL BANK
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2000 · Amount on File
Deed Sale	Jan 7, 2000 · Amount on File
Prior Sale	Jan 7, 2000 · Amount on File
Last Transfer Date	Nov 18, 2021
Transfer Doc	0000020434
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2780 STONE CIRCLE DR, TROY, OH 45373-9325
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 S COUNTY ROAD 25A, TROY, OH 45373-8853

Mortgage

Document Number	0000008937
Date	Jun 8, 2022
Instrument	2022OR-08937

Lender

Name	MINSTER BANK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2027

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2780 STONE CIRCLE DR, TROY, OH 45373-9325
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 S COUNTY ROAD 25A, TROY, OH 45373-8853

Mortgage

Document Number	0000008936
Date	Jun 8, 2022
Instrument	2022OR-08936

Lender

Name	MINSTER BANK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2780 STONE CIRCLE DR, TROY, OH 45373-9325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000150
Date	Jan 5, 2018
Instrument	2018OR-00150

Lender

Name	UNITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2780 STONE CIRCLE DR, TROY, OH 45373-9325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008195
Date	Jul 5, 2018
Instrument	2018OR-08195

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 27, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2780 Stone Circle Dr was $7,047, down 1.5% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,047.00 (-1.51%)	$135,000 (+15.03%) Land $64,050 Building $70,950	$385,700 Land $183,000 Building $202,700
2024	$7,155.00 (+1.4%)	$117,360 (-) Land $53,380 Building $63,980
2023	$7,056.00 (+8.35%)	$117,360 (-) Land $53,380 Building $63,980	$335,300 (-) Land $152,500 Building $182,800
2022	$6,512.00	$117,360 Land $53,380 Building $63,980	$335,300 Land $152,500 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2780 Stone Circle Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2780 Stone Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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