2780 S Harmony Ave, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2780 S Harmony Ave, Gilbert, AZ 85295

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,369 sqft · built 2019
Lot Size	0.016 acres (712 sqft)
Owner	Individual Name on Record
Last Sale	$297,436 (Sep 2019)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-27-659`

Property Details

APN / Parcel Number

Primary APN	`313-27-659`
Alternative APNs	`313276592` `30495591`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	1,369 sqft Living Area
Gross Area	1,519 sqft
1st Floor Area	86 sqft
2nd Floor Area	591 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	712 sqft (0.016 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2780 S HARMONY AVE
City	GILBERT
State	AZ
Zip	85295-6072
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFL
Legal Description	VAL VISTA CLASSIC PARCEL 1 CONDOMINIUM BLKS 15 16 MCR 1391-38
Legal Range	6E
Legal Township	1S
Legal Section	33
Legal Subdivision	VAL VISTA CLASSIC PARCEL 1 CONDOMINIUM B
Legal Block	15
Legal Lot Number	357
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2037
Census Tract	815502

Owner

Source: Maricopa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 25, 2019	Special Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 25, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	2019757083
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	0000757084
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072

Mortgage

Document Number	0001116818
Date	Oct 18, 2021
Instrument	20211116818

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072

Mortgage

Document Number	0000698555
Date	Jun 25, 2021
Instrument	20210698555

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2019
Property Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072
Document Number	0000757083
Map Reference	DOC 20190100873
Instrument Date	Sep 20, 2019
Instrument	20190757083
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CAREFREE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15279 N SCOTTSDALE RD STE 300, 15279, SCOTTSDALE, AZ 85254-2662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072

Mortgage

Document Number	0000757085
Date	Sep 25, 2019
Instrument	20190757085

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2019
Property Address	2780 S HARMONY AVE, GILBERT, AZ 85295-6072
Document Number	0000757084
Instrument Date	Sep 6, 2019
Instrument	757084
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2780 S HARMONY AVE GILBERT AZ 852956072, GILBERT, AZ 85295-6072

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,450 (+62.84%)	$344,500 (+0.44%) Land $68,900 Building $275,600
2025	$1,594.00 (+3.1%)	$21,156 (-45.02%)	$343,000 (-10.86%) Land $68,600 Building $274,400
2024		$38,480	$384,800 Land $76,900 Building $307,900
2023	$1,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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