2780 Rustic Oak Pl, Oviedo, FL 32766 Property Records

Seminole County property record for 2780 Rustic Oak Pl, Oviedo, FL 32766

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,671 sqft · built 2005
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Sep 2026)
Tax Bill$4,392 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2026 Sale
Flood ZoneZone X (minimal risk)
APN29-21-32-5RG-0000-4910

Property Details

APN / Parcel Number

Primary APN29-21-32-5RG-0000-4910
Alternative APN
  • 2132295RG00004910

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,671 sqft Living Area
Gross Area3,319 sqft
1st Floor Area2,671 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,600 sqft (0.289 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar

Location & Zoning

Street Address2780 RUSTIC OAK PL
CityOVIEDO
StateFL
Zip32766-7049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 491 LIVE OAK RESERVE UNIT THREE PB 65 PGS 1 - 14
Legal Range32E
Legal Township21S
Legal Section29
Legal SubdivisionLIVE OAK RESERVE UNIT THREE
Legal Tract5RG
Legal Lot Number491
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1000
Census Tract21203

Owner

2780 Rustic Oak Pl is owned and occupied by two individuals who bought it in September 2026.

Source: Seminole County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 28, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2026 · Amount on File
Deed SaleSep 24, 2026 · Amount on File
Prior SaleJun 12, 2018 · Amount on File
Deed Document Number202694727
Deed Book / Page11116 / 1706
Prior Transfer DateSep 23, 2026
Prior Transfer Doc0000095834
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 24, 2026
Property Address2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049
Document Number0000094727
Book / Page11116 / 1706
Instrument DateSep 23, 2026
Instrument202694727
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$459,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateSep 28, 2026
Property Address2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049
Document Number0000095834
Book / Page11118 / 1412
Instrument DateSep 23, 2026
Instrument202695834
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049

Tax Assessment & Valuation

The 2025 property tax bill for 2780 Rustic Oak Pl was $4,392.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025$4,392.00
2024$571,781 Land $139,000 Building $432,781
2023$3,908.00 (+2.84%) Homeowner's exemption
2022$3,800.00 Homeowner's exemption$514,059 Land $115,000 Building $399,059

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2780 Rustic Oak Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 89 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies89 in force
Nearby Flood Claims24 (1994–2024)
Claims Outside the SFHA19 of 24
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2780 Rustic Oak Pl is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: T-Mobile.

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