Seminole County property record for 2780 Rustic Oak Pl, Oviedo, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,671 sqft · built 2005 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Sep 2026) |
| Tax Bill | $4,392 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-21-32-5RG-0000-4910 |
| Primary APN | 29-21-32-5RG-0000-4910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,671 sqft Living Area |
| Gross Area | 3,319 sqft |
| 1st Floor Area | 2,671 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,600 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 2780 RUSTIC OAK PL |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32766-7049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 491 LIVE OAK RESERVE UNIT THREE PB 65 PGS 1 - 14 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 29 |
| Legal Subdivision | LIVE OAK RESERVE UNIT THREE |
| Legal Tract | 5RG |
| Legal Lot Number | 491 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21203 |
2780 Rustic Oak Pl is owned and occupied by two individuals who bought it in September 2026.
Source: Seminole County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 28, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Prior Sale | Jun 12, 2018 · Amount on File |
| Deed Document Number | 202694727 |
| Deed Book / Page | 11116 / 1706 |
| Prior Transfer Date | Sep 23, 2026 |
| Prior Transfer Doc | 0000095834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 24, 2026 |
| Property Address | 2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049 |
| Document Number | 0000094727 |
| Book / Page | 11116 / 1706 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202694727 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $459,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 28, 2026 |
| Property Address | 2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049 |
| Document Number | 0000095834 |
| Book / Page | 11118 / 1412 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202695834 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2780 RUSTIC OAK PL, OVIEDO, FL 32766-7049 |
The 2025 property tax bill for 2780 Rustic Oak Pl was $4,392.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $4,392.00 | |
| 2024 | $571,781 Land $139,000 Building $432,781 | |
| 2023 | $3,908.00 (+2.84%) Homeowner's exemption | |
| 2022 | $3,800.00 Homeowner's exemption | $514,059 Land $115,000 Building $399,059 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2780 Rustic Oak Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 89 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 24 (1994–2024) |
| Claims Outside the SFHA | 19 of 24 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2780 Rustic Oak Pl is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
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