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2780 River Run Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2780 River Run Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1995
Lot Size0.347 acres (15,115 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (May 2021)
Tax Bill$3,510 (2025)
Deeds & MortgagesSep 2025 Mortgage
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN08-2S-26-3412-00000-0140

Property Details

APN / Parcel Number

Primary APN08-2S-26-3412-00000-0140
Alternative APN
  • S262083412000000140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area
Gross Area3,307 sqft
1st Floor Area1,536 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area15,115 sqft (0.347 acres)
Lot Dimensions126 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area159 sqft
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2780 RIVER RUN RD
CityNAVARRE
StateFL
Zip32566-6304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal Description**DESCRIPTION UPDATE FOR 2025** RIVER RUN ESTATES PORT OF LOT 14 DES AS: COM AT SWLY COR OF LOT 12; TH N ALONG W LINE OF SAID LOT 197.61 FT; TH S 89*0816 E 315.20 FT TO PT ON E LINE OF LOT 13 & POB; TH CONT SAME COURSE 132.66 FT TO PT ON ELY LINE OF
Legal Range26W
Legal Township2S
Legal Section08
Legal SubdivisionRIVER RUN ESTATES
Legal Lot Number14
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1308
Census Tract10802

Owner

Source: Santa Rosa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
May 5, 2021Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
May 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 23, 2018Warranty Deed, Transfer · VA Mortgage
MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2021 · Amount on Record
Deed SaleMay 5, 2021 · Amount on Record
Prior SaleFeb 23, 2018 · Amount on Record
Deed Document Number202129975
Deed Book / Page4114 / 166
Prior Transfer DateApr 2, 2021
Prior Transfer Doc0041140166
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateSep 25, 2025
Property Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304
Document Number0046620337
Book / Page4662 / 337
Instrument DateSep 24, 2025
Instrument202545055
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304

Mortgage

Document Number0004662339
DateSep 25, 2025
Instrument4662/339
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2040

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 5, 2021
Property Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304
Document Number0041140166
Book / Page4114 / 166
Instrument DateApr 2, 2021
Instrument202129975
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyBRIGHT LINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304

Mortgage

Document Number0004114169
DateMay 5, 2021
Instrument4114/169
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 28, 2019
Property Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304
Document Number0038330226
Book / Page003833 / 000226
Instrument DateMay 22, 2019
Instrument21985
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2780 RIVER RUN RD NAVARRE FL 325666304, NAVARRE, FL 32566-6304

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 23, 2018
Property Address2780 RIVER RUN RD, NAVARRE, FL 32566-6304
Document Number0037040242
Book / Page003704 / 000242
Instrument DateFeb 20, 2018
Instrument6954
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address132 DEVONWOOD DR CALHOUN GA 307012026, CALHOUN, GA 30701-2026

Mortgage

Document Number37040244
DateFeb 23, 2018
Book Page003704/000244
Instrument6955
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 22, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,510.00 (+5%)$282,205 (+2.44%) Land $39,900 Building $242,305$282,205 (+2.44%) Land $39,900 Building $242,305
2024$3,343.00 (-0.18%)$275,470 (+1%) Land $39,900 Building $235,570$275,470 (+1%) Land $39,900 Building $235,570
2023$3,349.00 (+5.85%)$272,743 (+6.86%) Land $39,900 Building $232,843$272,743 (+6.86%) Land $39,900 Building $232,843
2022$3,164.00$255,223$255,223 Land $29,400 Building $225,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

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