2780 River Road Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 2780 River Road Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,459 sqft · built 1974
Lot Size	0.429 acres (18,730 sqft)
Owner	Individual Name on File
Tax Bill	$3,559 (2024)
Deeds & Mortgages	Feb 2017 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R2413640000`

Property Details

APN / Parcel Number

Primary APN	`R2413640000`
Alternative APNs	`1364 0000 24` `2413640000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
Basement Area	1,360 sqft
Finished Basement	330 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.429 acres)
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	274 sqft
Deck Area	145 sqft
Patio Area	300 sqft
Fence	Fence
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2413640000
Street Address	2780 RIVER ROAD DR
City	WATERLOO
State	NE
Zip	68069-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO OUT LOTS LOT 29 BLOCK 0 IRREG S 77 E 196.8 FT OUT LT 29 ALSO KNOWN AS PT PARCEL B .43 AC
Legal Subdivision	WATERLOO OUT LOTS
Legal Lot Number	29
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2054
Census Tract	7508

Owner

2780 River Road Dr is owned by an individual who acquired it in September 2018.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 131, WATERLOO, NE 68069-0131
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NEBRASKA BANK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEBRASKA BANK
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NEBRASKA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2018
Transfer Doc	2018072242
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2780 RIVER ROAD DR, WATERLOO, NE 68069-2041
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017011578
Date	Feb 13, 2017
Instrument	2017011578

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	VALLEY, NE 68064

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2780 RIVER ROAD DR, WATERLOO, NE 68069-2041
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020083328
Date	Aug 4, 2020
Instrument	2020083328

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	STANTON, NE 68779

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 11, 2018
Property Address	2780 RIVER ROAD DR, WATERLOO, NE 68069-2041
Document Number	2018072242
Instrument Date	Sep 10, 2018
Instrument	2018072242
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	BANKERS TITLE AGENCY OF NEBR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Mortgage

Document Number	2018072243
Date	Sep 11, 2018
Instrument	2018072243

Lender

Name	FIRST NEBRASKA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,900 Land $28,200 Building $267,700	$295,900 Land $28,200 Building $267,700
2024	$3,559.00 (-3.21%)
2023	$3,677.00 (+2.37%)	$224,100 Land $28,200 Building $195,900	$224,100 Land $28,200 Building $195,900
2022	$3,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2780 River Road Dr in Zone X, where a levee reduces flood risk, though there have been 38 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2780 River Road Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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