2780 Plainridge Loop, The Villages, FL 32162 Property Records

Sumter County property record for 2780 Plainridge Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 2003
Lot Size	0.143 acres (6,244 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2020)
Tax Bill	$3,453 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D17D021`

Property Details

APN / Parcel Number

Primary APN	`D17D021`
Alternative APN	`1017480`

Interior

Building Area	1,100 sqft Heated Area

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Construction Type	Steel Frame
Lot Area	6,244 sqft (0.143 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	165 sqft

Location & Zoning

Account Number	1017480
Street Address	2780 PLAINRIDGE LOOP
City	THE VILLAGES
State	FL
Zip	32162-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 THE VILLAGES OF SUMTER UNIT NO 78 PB 6 PG 17-17A
Legal Range	23E
Legal Township	18S
Legal Section	17
Legal Subdivision	VILLAGES OF SUMTER
Legal Lot Number	21
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3002
Census Tract	911203

Owner

2780 Plainridge Loop is owned and occupied by an individual who bought it in August 2020.

Source: Sumter County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2780 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Mar 8, 2004 · Amount on File
Deed Document Number	202060036618
Deed Book / Page	3812 / 409
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2780 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3308
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039570757
Date	Mar 23, 2021
Book Page	3957/757
Instrument	202160015785

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Mar 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Aug 25, 2020
Property Address	2780 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3308
Document Number	0038120409
Book / Page	3812 / 409
Map Reference	MB 6 PG 17&17A
Instrument Date	Aug 4, 2020
Instrument	202060036618
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11966 BRUNSCHON LN, 11966, HUNTLEY, IL 60142-6036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2780 PLAINRIDGE LOOP, THE VILLAGES, FL 32162-3308

Mortgage

Document Number	0003812411
Date	Aug 25, 2020
Instrument	3812/411

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,640 Land $37,460 Building $196,180	$233,640 Land $37,460 Building $196,180
2024	$3,453.00 (+6.48%)
2023	$3,243.00 (+6.96%)	$227,270 (+44.12%) Land $24,980 Building $202,290	$227,270 (+11.35%) Land $24,980 Building $202,290
2022	$3,032.00	$157,700	$204,100 Land $24,910 Building $179,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2780 Plainridge Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2780 Plainridge Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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