Hillsdale County property record for 2780 Hemlock Beach Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 884 sqft |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | May 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-005-400-014-05-7-4 |
| Primary APN | 10-005-400-014-05-7-4 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2780 HEMLOCK BEACH DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONING |
| Legal Description | COM SE CORNER GINGER HILL HEIGHTS TH W ALG S LN LOTS 10 & 11 SD SUB TO SHORE CARPENTER LK TH SLY ALG SD SHORE TO ITS INT W/ N |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | BANKERS |
| Legal Lot Number | 10,11 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2780 HEMLOCK BEACH DR, READING, MI 49274-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 2780 HEMLOCK BEACH DR, READING, MI 49274-9620 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1795/688 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 1795/688 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2031 |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,900 (+21.89%) | $183,932 (+24.5%) Land $17,913 Building $166,019 | |
| 2025 | $1,655.00 (+21.07%) | ||
| 2023 | $87,700 | $147,736 Land $13,396 Building $134,340 | |
| 2021 | $1,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: DMCI Broadband, Mercury Fiber.
5G and 4G LTE (outdoors only)
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