2780 Downing St, Jacksonville, FL 32205 Property Records

Duval County property record for 2780 Downing St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,312 sqft · built 1922
Lot Size	0.129 acres (5,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Nov 2019)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078429-0000`

Property Details

APN / Parcel Number

Primary APN	`078429-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	1,056 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,630 sqft (0.129 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2780 DOWNING ST
City	JACKSONVILLE
State	FL
Zip	32205-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	8-22 21-2S-26E SAUNDERS R/P PT BLK 10 NEW RIVERSIDE & PT BENNETTS S/D LOT B
Legal Range	26E
Legal Township	02S
Legal Section	21
Legal Subdivision	SAUNDERS R/P PT BLK10 NEW
Legal Block	10
Legal Lot Number	B
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1001
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2780 DOWNING ST, JACKSONVILLE, FL 32205-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Aug 8, 2017 · Amount on Record
Deed Document Number	2019270475
Deed Book / Page	19014 / 2058
Prior Transfer Date	Mar 30, 2011
Prior Transfer Doc	0155581869
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 22, 2019
Property Address	2780 DOWNING ST, JACKSONVILLE, FL 32205-7633
Document Number	0190142058
Book / Page	19014 / 2058
Map Reference	MB 8 PG 22
Instrument Date	Nov 14, 2019
Instrument	2019270475
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1277 AVONDALE AVE, 1277, JACKSONVILLE, FL 32205-7837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2780 DOWNING ST, JACKSONVILLE, FL 32205-7633

Mortgage

Document Number	0190142060
Date	Nov 22, 2019
Instrument	19014/2060

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 8, 2017
Property Address	2780 DOWNING ST, JACKSONVILLE, FL 32205-7633
Document Number	0180801717
Book / Page	018080 / 001717
Instrument Date	Aug 1, 2017
Instrument	184702
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2780 DOWNING ST JACKSONVILLE FL 322057633, JACKSONVILLE, FL 32205-7633

Mortgage

Document Number	180801719
Date	Aug 8, 2017
Book Page	018080/001719
Instrument	184703

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,582 (+2.7%)	$319,149 (-3.47%) Land $101,581 Building $217,568
2025	$4,356.00 (+6.63%) Homeowner's exemption	$265,416 (+5.99%)	$330,629 (+4.78%) Land $95,680 Building $234,949
2024	$4,085.00 (+2.87%)
2023	$3,971.00 (+9.18%) Homeowner's exemption	$250,424 (+3%)	$315,559 (+3.24%) Land $100,464 Building $215,095
2022	$3,637.00 Homeowner's exemption	$243,131	$305,663 Land $100,464 Building $205,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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