Chambers County property record for 2780 Covington Way, Lanett, AL 36863
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,867 sqft · built 2003 |
| Lot Size | 2.13 acres (92,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,992 (2026) |
| Deeds & Mortgages | Jun 2012 Mortgage Jun 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-08-27-0-001-019.068 |
| Primary APN | 12-10-08-27-0-001-019.068 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,867 sqft Living Area |
| 1st Floor Area | 3,867 sqft |
| Upper Floors Area | 2,294 sqft |
| Basement Area | 950 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 92,800 sqft (2.13 acres) |
| Lot Dimensions | 290 ft deep x 320 ft wide |
| Garage Area | 715 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 765 sqft |
| Porch | Slab |
| Porch Area | 706 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 34979 |
|---|---|
| Street Address | 2780 COVINGTON WAY |
| City | LANETT |
| State | AL |
| Zip | 36863-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 65COVINGTON SUB.F.C. 'E' SL. 29 & 30IN SE1/4 OF SW1/4.S27 T22N R28ECITY OF LANETT |
| Legal Range | 28 |
| Legal Township | 22 |
| Legal Section | 27 |
| Legal Subdivision | COVINGTON SUB |
| Legal Lot Number | 65 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | LANETT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 954200 |
2780 Covington Way is owned and occupied by an individual.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2780 COVINGTON WAY, LANETT, AL 36863-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2012 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE OUTLET INC |
| Jun 4, 2012 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE OUTLET INC |
| Apr 9, 2010 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Oct 12, 2010 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 23, 2005 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2780 COVINGTON WAY, LANETT, AL 36863-1821 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020121879 |
|---|---|
| Date | Jun 4, 2012 |
| Instrument | 2012 - 1879 |
| Name | THE MORTGAGE OUTLET INC |
|---|---|
| Type | Mortgage Company |
| Address | MARIETTA, GA 30066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2780 COVINGTON WAY, LANETT, AL 36863-1821 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020121879 |
|---|---|
| Date | Jun 4, 2012 |
| Instrument | 2012-1879 |
| Name | THE MORTGAGE OUTLET INC |
|---|---|
| Type | Mortgage Company |
| Address | MARIETTA, GA 30066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2780 COVINGTON WAY, LANETT, AL 36863-1821 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020101162 |
|---|---|
| Date | Apr 9, 2010 |
| Instrument | 2010-1162 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | LIVONIA, MI 48152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2780 COVINGTON WAY, LANETT, AL 36863-1821 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020103635 |
|---|---|
| Date | Oct 12, 2010 |
| Instrument | 2010-3635 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | MORROW, OH 45152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2780 COVINGTON WAY, LANETT, AL 36863-1821 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Title Company | LENDERS TITLE AND ESCROW LLC, LENDERS TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0020052307 |
|---|---|
| Date | May 23, 2005 |
| Instrument | 2005-2307 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2780 Covington Way was $4,992 with a homeowner's exemption, up 7.1% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,992.00 (+7.12%) Homeowner's exemption | ||
| 2025 | $4,660.00 (+0.8%) | $180,960 (+101.51%) Land $7,300 Building $173,660 | $904,800 (+0.78%) Land $36,500 Building $868,300 |
| 2024 | $4,623.00 Additional exemption filed | $89,800 (-) Land $2,960 Building $86,840 | $897,810 (-) Land $29,550 Building $868,260 |
| 2023 | $4,623.00 Additional exemption filed | $89,800 (-) Land $2,960 Building $86,840 | $897,810 (-) Land $29,550 Building $868,260 |
| 2022 | $4,623.00 Additional exemption filed | $89,800 Land $2,960 Building $86,840 | $897,810 Land $29,550 Building $868,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2780 Covington Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2780 Covington Way is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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