Charleston County property record for 2780 Conservancy Ln, Charleston, SC 29414
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,656 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Sep 2021) |
| Tax Bill | $2,416 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 307-01-00-408 |
| Primary APN | 307-01-00-408 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Street Address | 2780 CONSERVANCY LN |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29414-8171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLTWP MAPPLATB L17 MAPPLATP 0204 & 0205 SUBDIVISIONNAME CAROLINA BAY PHASE 21B BLOCK LOT 98 GOVLOT TRACT |
| Legal Subdivision | CAROLINA BAY |
| Legal Phase | 21B |
| Legal Lot Number | 98 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5601 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2780 CONSERVANCY LN, CHARLESTON, SC 29414-8171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2021 | Deed, Transfer · Conventional Mortgage COGENT BANK |
| Mar 14, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NBKC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2021 · Amount on Record |
| Deed Sale | Sep 18, 2021 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Book / Page | 1034 / 68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 18, 2021 |
| Property Address | 2780 CONSERVANCY LN, CHARLESTON, SC 29414-8171 |
| Document Number | 0010340068 |
| Book / Page | 1034 / 68 |
| Map Reference | MB L 17 PG 0204&0205 |
| Instrument Date | Apr 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2780 CONSERVANCY LN, CHARLESTON, SC 29414-8171 |
| Document Number | 0000103469 |
|---|---|
| Date | Sep 18, 2021 |
| Instrument | 1034/69 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | May 1, 2051 |
| Document Number | 0010340070 |
|---|---|
| Date | Sep 18, 2021 |
| Book Page | 1034/70 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Apr 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 14, 2018 |
| Property Address | 2780 CONSERVANCY LN, CHARLESTON, SC 29414-8171 |
| Document Number | 0704/0622 |
| Book / Page | 000704 / 000622 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2780 CONSERVANCY LN CHARLESTON SC 294148171, CHARLESTON, SC 29414-8171 |
| Document Number | 704/0624 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 000704/000624 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,416.00 (+12.42%) | $465,750 (+2,775%) Land $104,400 Building $361,350 | $556,000 (+37.28%) Land $104,400 Building $451,600 |
| 2024 | $2,149.00 (+7.67%) | $16,200 (-) | |
| 2022 | $1,996.00 | $16,200 | $405,000 (-) Land $100,000 Building $305,000 |
| 2020 | $405,000 Land $100,000 Building $305,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 7 (2015–2026) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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