El Dorado County property record for 2780 Brown Bear Trl, Cool, CA 95614
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,191 sqft · built 1991 |
| Lot Size | 13.4 acres (583,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Mar 2024) |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-620-001-000 |
| Primary APN | 073-620-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 3,191 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 583,704 sqft |
| Terrain | Rolling |
| View / Lot | Average |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 3,191 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 2780 BROWN BEAR TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R2A |
| Legal Description | PM 39/20/859A AUBURN LK TRLS 4 |
| Legal Subdivision | AUBURN LK TRLS 4 |
| Legal Lot Number | 859A |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2780 BROWN BEAR TRL, COOL, CA 95614-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRATIS FINANCIAL CORP |
| Mar 8, 2024 | Grant Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2016 · Amount on Record |
| Deed Document Number | 20246667 |
| Prior Transfer Date | Aug 28, 2014 |
| Prior Transfer Doc | 0000036048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2780 BROWN BEAR TRL, COOL, CA 95614-2400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2780 BROWN BEAR TRL, COOL, CA 95614-2400 |
| Document Number | 0000036696 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-0036696 |
| Name | STRATIS FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92649 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 8, 2024 |
| Property Address | 2780 BROWN BEAR TRL, COOL, CA 95614-2400 |
| Document Number | 0000006667 |
| Map Reference | MB 39 PG 20 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024-0006667 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2780 BROWN BEAR TRL, COOL, CA 95614-2400 |
| Document Number | 0000006668 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024-0006668 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $95,904 (+2%) Land $34,320 Building $61,584 | |
| 2025 | $1,030.00 (-81.61%) Homeowner's exemption | $94,025 (-82.52%) Land $33,648 Building $60,377 |
| 2023 | $5,600.00 (+1.54%) Homeowner's exemption | $538,010 Land $170,672 Building $367,338 |
| 2022 | $5,515.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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