278 Windfield Cir, Charlottesville, VA 22902 Property Records

Albemarle County property record for 278 Windfield Cir, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,062 sqft · built 1963
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Tax Bill	$925 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`090A0-00-0A-00900`

Property Details

APN / Parcel Number

Primary APN	`090A0-00-0A-00900`
Alternative APN	`36655`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,062 sqft Finished Area
Basement Area	1,062 sqft
Finished Basement	531 sqft
Unfinished Basement	531 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	768 sqft
Deck Area	195 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	278 WINDFIELD CIR
City	CHARLOTTESVILLE
State	VA
Zip	22902-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	OAK HILL A 9
Legal Subdivision	OAK HILL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	278 WINDFIELD CIR, CHARLOTTESVILLE, VA 22902-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	278 WINDFIELD CIR, CHARLOTTESVILLE, VA 22902-6420
Document Number	0000011588
Book / Page	004967 / 000748
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 WINDFIELD CIR CHARLOTTESVILLE VA 229026420, CHARLOTTESVILLE, VA 22902-6420

Mortgage

Document Number	0000011588
Date	Oct 4, 2017
Book Page	004967/000748
Instrument	2017000115

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$925.00 (-76.55%)	$414,000 (-6.19%) Land $189,000 Building $225,000	$414,000 (-6.19%) Land $189,000 Building $225,000
2025	$3,945.00 (+13.53%)	$441,300 (+8.43%) Land $189,000 Building $252,300	$441,300 (+8.43%) Land $189,000 Building $252,300
2023	$3,475.00	$407,000 Land $180,000 Building $227,000	$407,000 Land $180,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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