278 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 278 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,237 sqft · built 1945
Lot Size	2.15 acres (93,977 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Sep 2022)
Tax Bill	$10,557 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0023 B:0023 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0023 B:0023 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,237 sqft Living Area
Gross Area	5,032 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,977 sqft (2.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	278 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	23
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3000
Census Tract	270100

Owner

278 Wethersfield St is owned by an individual who bought it in September 2022.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 WETHERSFIELD ST, ROWLEY, MA 01969-1607
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2017	Deed of Trust, Mortgage FIRST IPSWICH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Mar 1, 2013 · Amount on File
Deed Book / Page	41195 / 69
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Sep 16, 2022
Property Address	278 WETHERSFIELD ST, ROWLEY, MA 01969-1702
Document Number	0041195-69
Book / Page	41195 / 69
Instrument Date	Sep 16, 2022
Instrument	278
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	320 WETHERSFIELD ST, ROWLEY, MA 01969-1607

Mortgage

Document Number	0000000279
Date	Sep 16, 2022
Instrument	279

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	278 WETHERSFIELD ST, ROWLEY, MA 01969-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35733-140
Date	Mar 15, 2017
Book Page	35733/140
Instrument	52

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 278 Wethersfield St was $10,557, up 4.6% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,557.00 (+4.58%)	$873,200 (+1.81%) Land $328,300 Building $544,900	$1,026,910 (+0.13%)
2025	$10,095.00 (+9.28%)	$857,700 (+12.34%) Land $312,800 Building $544,900	$1,025,620
2024	$9,238.00 (+4.62%)	$763,500 (+12.58%) Land $298,000 Building $465,500
2023	$8,830.00	$678,200 Land $257,800 Building $420,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Wethersfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Wethersfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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