278 Walnut Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 278 Walnut Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,334 sqft · built 1946
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Nov 2020)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Line of Credit + 4 more
Flood Zone	Zone D (undetermined)
APN	`0331-093-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-093-07-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,019 sqft
2nd Floor Area	315 sqft
Basement Area	168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1950
Architectural Style	Chalet/Alpine
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	1,386 sqft
Patio Area	1,386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	278 WALNUT DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 2434 LOT 56 TR NO 2434 ARROWHEAD WOODS TR NO 73 LOT 56
Legal Subdivision	ARROWHEAD WOODS TRACT NO 73
Legal Tract	2434
Legal Block	1
Legal Lot Number	56
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1025
Census Tract	10906

Owner

Source: San Bernardino County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2724, BLUE JAY, CA 92317-2724
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Nov 17, 2020	Grant Deed, Transfer CYNTHIA S O'KELLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	2020462417
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	0000462416
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2026
Property Address	278 WALNUT DR, LAKE ARROWHEAD, CA 92352
Document Number	0000238312
Instrument Date	Sep 2, 2026
Instrument	2026238312
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000238312,
Date	Sep 11, 2026
Instrument	2026238312

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	278 WALNUT DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 WALNUT ST, PONTIAC, MI 48341

Mortgage

Document Number	0000180568
Date	Jul 25, 2023
Instrument	2023-0180568

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	278 WALNUT DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2724, BLUE JAY, CA 92317-2724

Mortgage

Document Number	0000245951
Date	May 27, 2021
Instrument	2021-0245951

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	278 WALNUT DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 WALNUT DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000329320
Date	Jul 21, 2021
Instrument	2021-0329320

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2020
Property Address	278 WALNUT DR, LAKE ARROWHEAD, CA 92352
Document Number	0000462416
Instrument Date	Nov 14, 2020
Instrument	462416
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 521 LAKE ARROWHEAD CA 923520521, LAKE ARROWHEAD, CA 92352-0521

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2020
Property Address	278 WALNUT DR, LAKE ARROWHEAD, CA 92352
Document Number	0000462417
Instrument Date	Nov 13, 2020
Instrument	462417
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2724 BLUE JAY CA 923172724, BLUE JAY, CA 92317-2724

Mortgage

Document Number	462418
Date	Nov 17, 2020
Instrument	462418

Lender

Name	CYNTHIA S O'KELLY
Address	PO BOX 521, LAKE ARROWHEAD, CA 92352-0521

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$209,777 (+2%) Land $41,956 Building $167,821
2025	$2,618.00 (+6.29%) Homeowner's exemption	$205,663 (+4.04%) Land $41,133 Building $164,530
2023	$2,463.00 (+1.99%) Homeowner's exemption	$197,676 Land $39,535 Building $158,141
2022	$2,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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