278 Wallingford Dr, Toledo, OH 43612 Property Records

Lucas County property record for 278 Wallingford Dr, Toledo, OH 43612

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1971
Lot Size	0.144 acres (6,300 sqft)
Owner	2 Owner Names on Record
Last Sale	$106,000 (Dec 2013)
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`23-73234`

Property Details

APN / Parcel Number

Primary APN	`23-73234`
Alternative APN	`02380008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	278 WALLINGFORD DR
City	TOLEDO
State	OH
Zip	43612-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	WILSON WEST PLAT 1 LOT 8
Legal Subdivision	WILSON WEST PLAT 1
Legal Lot Number	8
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2000
Census Tract	5701

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	278 WALLINGFORD DR, TOLEDO, OH 43612-4523
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2018	Loan Modification, Mortgage · Conventional Mortgage UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2013 · Amount on Record
Deed Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	13108858
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	278 WALLINGFORD DR, TOLEDO, OH 43612-4523
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 WALLINGFORD DR, TOLEDO, OH 43612-4523

Mortgage

Document Number	0000032496
Date	Oct 4, 2023
Instrument	202310040032496

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	278 WALLINGFORD DR, TOLEDO, OH 43612-4523
Document Number	0000054490
Instrument Date	Dec 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	LVL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 WALLINGFORD DR TOLEDO OH 436124523, TOLEDO, OH 43612-4523

Mortgage

Document Number	0000054490
Date	Dec 6, 2018
Instrument	54490

Lender

Name	UNION HM MTG CORP
Address	SYLVANIA, OH 43560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 5, 2058

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Washington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,401.00 (+8.15%)	$38,955 (-) Land $7,350 Building $31,605
2024	$2,220.00 (-17.47%)	$38,955 (+1.46%) Land $7,350 Building $31,605	$111,300 (+1.46%) Land $21,000 Building $90,300
2023	$2,690.00 (+0.15%)	$38,395 (-) Land $7,210 Building $31,185
2022	$2,686.00 Homeowner's exemption	$38,395 Land $7,210 Building $31,185
2021			$109,700 Land $20,600 Building $89,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, AT&T, Mercury Fiber.

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