St. Johns County property record for 278 Villa Verda Rd, Saint Augustine, FL 32080 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,759 sqft · built 2019 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,900 (Jan 2026) |
| Tax Bill | $9,332 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 182891-1160 |
| Primary APN | 182891-1160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 1,759 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 95 sqft |
| Deck Area | 248 sqft |
| Patio Area | 1,452 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 278 VILLA VERDA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-7615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-43 TREASURE BCH 2ND ADDN LOT 116 BLK 1 OR6285/1503 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 27 |
| Legal Subdivision | TREASURE BEACH SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 116 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21404 |
Source: St. Johns County records · APN 182891-1160
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1309 SHORESIDE DR, HENDERSONVILLE, TN 37075-5844 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Sep 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2026 · Amount on Record |
| Deed Sale | Jan 07, 2026 · Amount on Record |
| Prior Sale | Dec 20, 2016 · Amount on Record |
| Deed Document Number | 20261301 |
| Deed Book / Page | 6285 / 1503 |
| Prior Transfer Date | May 28, 2003 |
| Prior Transfer Doc | 0000045193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 07, 2026 |
| Property Address | 278 VILLA VERDA RD, SAINT AUGUSTINE, FL 32080-7615 |
| Document Number | 0062851503 |
| Book / Page | 6285 / 1503 |
| Map Reference | MB 11 PG 42 |
| Instrument Date | Jan 02, 2026 |
| Instrument | 2026001301 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,599.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6231 COSTANERO RD, SAINT AUGUSTINE, FL 32080-7612 |
| Name | Verified Name |
|---|---|
| Address | 1309 SHORESIDE DR, HENDERSONVILLE, TN 37075-5844 |
| Document Number | 0062851505 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 6285/1505 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 278 VILLA VERDA RD, SAINT AUGUSTINE, FL 32080-7615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ISLAND TTL OF ST AUGUSTINE L |
| Name | Verified Name |
|---|
| Document Number | 0047900392 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 4790/0392 |
| Instrument | 2019065683 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $648,185 (+0.58%) Land $265,000 Building $383,185 | $648,185 (+0.58%) Land $265,000 Building $383,185 | |
| 2025 | $9,332.00 (+13.65%) | $644,436 (+9.68%) | $644,436 (+9.68%) Land $278,000 Building $366,436 |
| 2024 | $8,211.00 (+6.8%) | ||
| 2023 | $7,688.00 (+4.39%) | $587,552 (+1.48%) | $587,552 (+1.48%) Land $257,600 Building $329,952 |
| 2022 | $7,365.00 | $578,965 | $578,965 Land $184,800 Building $394,165 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 396 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 452 units insured 56 under condo master policies |
| Nearby Flood Claims | 576 (1982–2025) |
| Claims Outside the SFHA | 6 of 576 |
| Most Recent Claim | Oct 2025, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| IQ Fiber Intermediate Holdings | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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