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278 Upper Rd, Martinsburg, WV 25404 Property Records

Berkeley County property record for 278 Upper Rd, Martinsburg, WV 25404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,278 sqft · built 1900
Lot Size0.178 acres (7,797 sqft)
OwnerCompany Name on Record
Last Sale$215,000 (Jan 2025)
Tax Bill$935 (2025)
Deeds & MortgagesAug 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-15B-0053.0000

Property Details

APN / Parcel Number

Primary APN08-15B-0053.0000
Alternative APNs
  • 02-08-15B-0053.0000
  • 07239425

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,278 sqft Living Area
1st Floor Area734 sqft

Exterior

Year BuiltBuilt 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area7,797 sqft (0.178 acres)
Lot Dimensions150 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number07239425
Street Address278 UPPER RD
CityMARTINSBURG
StateWV
Zip25404-0609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.18 AC LOT 81 VAN METRE MILLENNIUM BLAIRTON LLC
Legal Lot Number81
JurisdictionBERKELEY WV
Township / Civil DivisionTUSCARORA
Census Block Group2
Census Block2020
Census Tract971401

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6433 MARTINSBURG PIKE, SHEPHERDSTOWN, WV 25443-4658
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 3, 2023Deed, Transfer · Commercial Mortgage
ANCHOR LOANS LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2025 · Amount on Record
Deed SaleJan 27, 2025 · Amount on Record
Prior SaleJul 3, 2024 · Amount on Record
Deed Document Number20250002220
Deed Book / Page1510 / 631
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY WV
Property Address278 UPPER RD, MARTINSBURG, WV 25404-0609
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004300/146
DateAug 22, 2025
Book Page4300/146
Instrument20250023948
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY WV
Recording DateOct 3, 2023
Property Address278 UPPER RD, MARTINSBURG, WV 25404-0609
Document Number001453/672
Book / Page1453 / 672
Map ReferencePB 15 PGS 42-45
Instrument DateSep 28, 2023
Instrument20230027642
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Tax$677.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6433 MARTINSBURG PIKE, SHEPHERDSTOWN, WV 25443-4658
InvestorPossibly a Property Investor

Mortgage

Document Number20230027643
DateOct 3, 2023
Instrument20230027643
Lender
NameANCHOR LOANS LP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueOct 5, 2024

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$935.00 (-1.58%)$38,460 (+2.23%) Land $6,720 Building $31,740$64,100 (+2.23%) Land $11,200 Building $52,900
2023$950.00$37,620 Land $6,720 Building $30,900$62,700 Land $11,200 Building $51,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKELEY COUNTY PSWD-POTOMAC RIVER
serves 69,372 people · EPA ID WV3300218
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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