278 Trojan Cir, Troy, MO 63379 Property Records

Lincoln County property record for 278 Trojan Cir, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1998
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,400 (Aug 2019)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-001-015-002.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-001-015-002.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	278 TROJAN CIR
City	TROY
State	MO
Zip	63379-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 HUNTINGTON PARK PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	47
Legal Subdivision	HUNTINGTON PARK
Legal Lot Number	17
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 TROJAN CIR, TROY, MO 63379-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 4, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20197296
Deed Book / Page	2437 / 416
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	2434/0570
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 23, 2019
Property Address	278 TROJAN CIR, TROY, MO 63379-3317
Document Number	2437/0416
Book / Page	2437 / 0416
Map Reference	MB 12 PG 49
Instrument Date	Aug 23, 2019
Instrument	2019007296
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 TROJAN CIR, TROY, MO 63379-3317
Investor	Possibly a Property Investor

Mortgage

Document Number	2019007297
Date	Aug 23, 2019
Instrument	2019007297

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 4, 2019
Property Address	278 TROJAN CIR, TROY, MO 63379-3317
Document Number	2434/0570
Book / Page	2434 / 0570
Map Reference	MB 12 PG 49
Instrument Date	May 16, 2019
Instrument	2019004425
Transaction Type	Foreclosure
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2211 1ST CAPITOL DR, SAINT CHARLES, MO 63301-5805

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,420 (-) Land $3,602 Building $21,818
2025	$1,597.00 (+7.11%)	$25,420 (+8.43%) Land $3,602 Building $21,818	$133,790 (+8.43%) Land $18,960 Building $114,830
2023	$1,491.00 (+5.07%)	$23,444 Land $2,911 Building $20,533	$123,390 Land $15,320 Building $108,070
2022	$1,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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