278 Summit Ave, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 278 Summit Ave, Mount Vernon, NY 10552 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Architecture Style	Triplex
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$480,000 (2015)
Tax Bill	$18,181.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`550800 165.39-2055-3`
Alternative APNs	`080016503920550030000000` `034790`

Exterior

Architectural Style	Triplex Style
Lot Area	6,534 sqft (0.15 acres)

Utilities and HVAC

Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	034790
Street Address	278 SUMMIT AVE
City	MOUNT VERNON
State	NY
Zip	10552-3310
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Subdivision	MAP OF FORSTER TRACT CHESTER HILL
Legal Block	2055
Legal Lot Number	3.000
Jurisdiction	WESTCHESTER NY
Minor Civil Division	MOUNT VERNON
Census Blockgroup	2
Census Block	2004
Census Tract	4200

Owner

Source: Westchester County and Mount Vernon City records · APN 550800 165.39-2055-3

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 SUMMIT AVE, MOUNT VERNON, NY 10552-3310
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2015 · Amount on Record
Deed Sale	Nov 13, 2015 · Amount on Record
Prior Sale	Sep 20, 2001 · Amount on Record
Deed Doc Number	2015553023438
Prior Transfer Date	Aug 26, 2003
Prior Transfer Doc	0040030356
Record Refreshed	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	278 SUMMIT AVE, MOUNT VERNON, NY 10552-3310
Document Number	0590103026
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 SUMMIT AVE FLEETWOOD NY 105523310, FLEETWOOD, NY 10552-3310

Mortgage

Document Number	0590103026
Date	Jan 10, 2019
Book Page	059010/003026

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,181.00	$12,000 (-) Land $3,350 Building $8,650	$666,667 (+6.67%) Land $186,111 Building $480,556
2024		$12,000 (-) Land $3,350 Building $8,650	$625,000 (-10.94%) Land $174,479 Building $450,521
2023		$12,000 Land $3,350 Building $8,650	$701,754 Land $195,906 Building $505,848

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.