278 Strada Nova, Palm Desert, CA 92260 Property Records

Riverside County property record for 278 Strada Nova, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,694 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$357,500 (Apr 2017)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`620-381-017`

Property Details

APN / Parcel Number

Primary APN	`620-381-017`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	278 STRADA NOVA
City	PALM DESERT
State	CA
Zip	92260-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1010
Legal Description	.17 ACRES IN LOT 17 MB 253/013 TR 27882-2
Legal Subdivision	TRACT NO 27882 2
Legal Tract	27882-2
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1001
Census Tract	44919

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 14, 2017	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	2017152139
Prior Transfer Date	Jul 14, 1998
Prior Transfer Doc	0000338297
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811

Mortgage

Document Number	0000350182
Date	Nov 21, 2023
Instrument	2023-0350182

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811

Mortgage

Document Number	0000358849
Date	Aug 15, 2022
Instrument	2022-0358849

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012451
Date	Jan 10, 2018
Instrument	2018-0012451

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271840
Date	Jul 22, 2019
Instrument	2019-0271840

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811

Mortgage

Document Number	0000500942
Date	Oct 19, 2020
Instrument	2020-0500942

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 14, 2017
Property Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811
Document Number	0000152139
Map Reference	MB 253 PG 13-17
Instrument Date	Mar 9, 2017
Instrument	2017-0152139
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	278 STRADA NOVA, PALM DESERT, CA 92260-1811

Mortgage

Document Number	0000152140
Date	Apr 14, 2017
Instrument	2017-0152140

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,266 (+2%) Land $126,956 Building $313,310
2025	$5,909.00 (+5.63%) Homeowner's exemption	$431,634 (+4.04%) Land $124,467 Building $307,167
2023	$5,594.00 (+3.31%) Homeowner's exemption	$414,876 Land $119,635 Building $295,241
2022	$5,415.00
2021			$461,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · Flash Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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