278 State Hwy RA, Chaffee, MO 63740 Property Records

Scott County property record for 278 State Hwy RA, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	2,676 sqft
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-4.0-17.00-000-001-008.00`

Property Details

APN / Parcel Number

Primary APN	`04-4.0-17.00-000-001-008.00`

Interior

Building Area	2,676 sqft Base Area
1st Floor Area	2,676 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Mixed
Garage Area	720 sqft

Location & Zoning

Street Address	278 STATE HIGHWAY RA
City	CHAFFEE
State	MO
Zip	63740-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW PT NE1/4 NW1/4 SE OF RT RA
Legal Range	13E
Legal Township	29N
Legal Section	17
Legal Block	1
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	1
Census Block	1062
Census Tract	780200

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 STATE HIGHWAY RA, CHAFFEE, MO 63740-9106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ADVANCE
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	278 STATE HIGHWAY RA, CHAFFEE, MO 63740-9106
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 STATE HIGHWAY RA, CHAFFEE, MO 63740-9106

Mortgage

Document Number	2021/1453
Date	Mar 22, 2021
Book Page	2021/1453
Instrument	20211453

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	278 STATE HIGHWAY RA, CHAFFEE, MO 63740-9106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2186
Date	May 19, 2020
Book Page	2020/2186
Instrument	20202186

Lender

Name	BANK OF ADVANCE
Type	Bank
Address	CHAFFEE, MO 63740

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	278 STATE HIGHWAY RA, CHAFFEE, MO 63740-9106
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3051
Date	Jul 13, 2018
Book Page	2018/3051
Instrument	20183051

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,440 (-)
2025	$1,630.00	$34,440 (+11.82%)	$181,250 (+11.81%) Land $8,920 Building $172,330
2023		$30,800	$162,100 Land $8,920 Building $153,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoSEMO.

Cell Coverage

5G (outdoors only) and 4G LTE

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