278 Smoke Tree Ave, Oak Park, CA 91377 Property Records

Ventura County property record for 278 Smoke Tree Ave, Oak Park, CA 91377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,694 sqft · built 1972
Lot Size	0.176 acres (7,651 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (May 1999)
Tax Bill	$7,415 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800-0-121-055`

Property Details

APN / Parcel Number

Primary APN	`800-0-121-055`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	7,651 sqft (0.176 acres)
Lot Dimensions	113 ft deep x 66 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	555 sqft
Porch	Porch
Porch Area	165 sqft
Patio Area	624 sqft

Location & Zoning

Street Address	278 SMOKE TREE AVE
City	OAK PARK
State	CA
Zip	91377-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 187305 LOT: 578 REF: 058MR 077
Legal Subdivision	1873-5
Legal Tract	187305
Legal Block	121
Legal Lot Number	578
Jurisdiction	VENTURA CA
Township / Civil Division	THOUSAND OAKS
Census Block Group	3
Census Block	3015
Census Tract	7403

Owner

278 Smoke Tree Ave is owned and occupied by two individuals who bought it in May 1999.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER AMERICA CU
Jun 25, 2024	Deed of Trust, Mortgage · Line of Credit PREMIER AMERICA CU
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER AMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1999 · Amount on File
Deed Sale	May 5, 1999 · Amount on File
Deed Document Number	199987873
Prior Transfer Date	Dec 23, 1996
Prior Transfer Doc	0000176622
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139

Mortgage

Document Number	0000055326
Date	May 9, 2022
Instrument	2022000055326

Lender

Name	PREMIER AMERICA CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	242 Months
Due	Jun 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139

Mortgage

Document Number	0000042508
Date	Jun 25, 2024
Instrument	2024000042508

Lender

Name	PREMIER AMERICA CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	242 Months
Due	Jul 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092126
Date	Aug 12, 2019
Instrument	20190812-00092126

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095958
Date	Jul 6, 2020
Instrument	20200706-00095958

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 SMOKE TREE AVE, OAK PARK, CA 91377-1139

Mortgage

Document Number	0000170060
Date	Oct 15, 2020
Instrument	20201015-00170060

Lender

Name	PREMIER AMERICA CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	243 Months
Due	Dec 31, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 278 Smoke Tree Ave was $7,415 with a homeowner's exemption, up 3.5% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Oak Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,266 (+2%) Land $208,504 Building $312,762
2025	$7,415.00 (+3.49%) Homeowner's exemption	$511,046 Land $204,416 Building $306,630
2024	$7,165.00 (+1.13%)
2023	$7,085.00 (+5.17%) Homeowner's exemption	$491,202 Land $196,478 Building $294,724
2022	$6,737.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 278 Smoke Tree Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Smoke Tree Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIUNFO WATER & SANITATION DISTRICT private · serves 13,898 people · EPA ID CA5610043
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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