278 Smith St, Coldwater, MI 49036 Property Records

Branch County property record for 278 Smith St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 838 sqft · built 1964
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,250 (Sep 2022)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-560-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-560-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	838 sqft Living Area
1st Floor Area	838 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	70,132 sqft (1.61 acres)
Garage Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	278 SMITH ST
City	COLDWATER
State	MI
Zip	49036-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 10FT E OF THE W LINE OF THE E1/2 OF THE SE 1/4 OF SECTION 15 IN T6 R6 W AND 12 RODS N OF THE N LINE OF CUTTER AVENUE,
Legal Range	06W
Legal Township	06S
Legal Section	15
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1016
Census Tract	951400

Owner

Source: Branch County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 SMITH ST, COLDWATER, MI 49036-1561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	20226171
Last Transfer Date	Jan 23, 2023
Transfer Doc	0202300368
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 24, 2023
Property Address	278 SMITH ST, COLDWATER, MI 49036-1561
Document Number	0202300368
Instrument Date	Jan 23, 2023
Instrument	2023-00368
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	633 PIN DR, COLDWATER, MI 49036-8840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 SMITH ST, COLDWATER, MI 49036-1561

September 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BRANCH MI
Recording Date	Sep 15, 2022
Property Address	278 SMITH ST, COLDWATER, MI 49036-1561
Document Number	0202206171
Instrument Date	Aug 17, 2022
Instrument	2022-06171
Transaction Type	Foreclosure
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	633 PIN DR, COLDWATER, MI 49036-8840

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,300 (+69.77%)	$160,600 (+69.77%)
2025	$1,900.00 (+4.51%)	$47,300	$94,600
2024	$1,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures