278 Smith St, Brooklyn, NY 11231 Property Records

New York City property record for 278 Smith St, Brooklyn, NY 11231

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,600 sqft · built 1931
Lot Size	0.025 acres (1,100 sqft)
Owner	Company Name on Record
Last Sale	$1,175,000 (Mar 2006)
Tax Bill	$7,971 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2019 Loan Modification
APN	`00421-0042`

Property Details

APN / Parcel Number

Primary APN	`00421-0042`
Alternative APNs	`0203004210042` `3-00421-0042`

Interior

Units	4 Units
Stories	2 Stories
Building Area	1,600 sqft Gross Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	1,100 sqft (0.025 acres)
Lot Dimensions	55 ft deep x 20 ft wide

Location & Zoning

Account Number	3-00421-0042
Street Address	278 SMITH ST
City	BROOKLYN
State	NY
Zip	11231-4741
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R6B
Legal Block	421
Legal Lot Number	42
Jurisdiction	KINGS (BROOKLYN) NY
Township / Civil Division	BROOKLYN
Census Block Group	2
Census Block	2004
Census Tract	7500

Owner

Source: New York City records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55 4TH ST, BROOKLYN, NY 11231-4510
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage CATHAY BANK
Oct 31, 2019	Loan Modification, Mortgage CATHAY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2006 · Amount on Record
Deed Sale	Mar 16, 2006 · Amount on Record
Prior Sale	Jul 20, 2001
Deed Document Number	2006150977
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGS (BROOKLYN) NY
Property Address	278 SMITH ST, BROOKLYN, NY 11231-4741
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 BAY 10TH ST, BROOKLYN, NY 11228-3933

Mortgage

Document Number	0000359819
Date	Nov 6, 2019
Instrument	2019000359819

Lender

Name	CATHAY BANK
Type	Bank
Address	235 5TH AVE, NEW YORK, NY 10016

Agreement

Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KINGS (BROOKLYN) NY
Property Address	278 SMITH ST, BROOKLYN, NY 11231-4741
Document Number	0000359820
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	LIBERTY LAND ABSTRACT, LIBERTY LAND ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	322 BAY 10TH ST BROOKLYN NY 112283933, BROOKLYN, NY 11228-3933

Mortgage

Document Number	0000359820
Date	Nov 6, 2019
Instrument	359820

Lender

Name	CATHAY BK
Type	Bank
Address	235 5TH AVE, NEW YORK, NY 10016-8703

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2029

Interest

Rate	5%

Tax Assessment & Valuation

Source: New York City assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Kings County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,080 (+25.81%) Land $14,760 Building $118,320	$2,218,000 (+25.81%) Land $246,000 Building $1,972,000
2025	$7,971.00 (+1.85%)
2023	$7,826.00 (+3.71%)	$105,780 (+12.65%) Land $14,760 Building $91,020	$1,763,000 (+12.65%) Land $246,000 Building $1,517,000
2022	$7,546.00	$93,900 Land $14,760 Building $79,140	$1,565,000 Land $246,000 Building $1,319,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skywire Networks, Starry.

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