Madison County property record for 278 Shadowbrooke, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,695 sqft · built 2013 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $452,000 (Aug 2026) |
| Tax Bill | $8,799 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2025 Line of Credit + 3 more |
| APN | 09-2-22-16-12-204-037 |
| Primary APN | 09-2-22-16-12-204-037 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 278 SHADOWBROOKE |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7TH ADD TO MEADOWBROOKE LOT 303 80 X 140 |
| Legal Subdivision | SEVENTH ADDN |
| Legal Lot Number | 303 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 403532 |
278 Shadowbrooke is owned and occupied by two individuals who bought it in August 2026.
Source: Madison County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION |
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit ST LOUIS BANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKERS SOLUTIONS INC |
| Jul 5, 2018 | Loan Modification, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Sep 8, 2017 | Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Sep 8, 2017 · Amount on File |
| Deed Document Number | 202622575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 5, 2026 |
| Property Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000022575 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202622575 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,478.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Date | Aug 5, 2026 |
|---|
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000026935 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025R26935 |
| Name | ST LOUIS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017280 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020R17280 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000023761 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 278 SHADOWBROOKE TROY IL 622943619, TROY, IL 62294-3619 |
| Document Number | 0000023761 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 23761 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate | 4% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 8, 2017 |
| Property Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000030412 |
| Map Reference | PC63PG343 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2017R30412 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 278 SHADOWBROOKE, TROY, IL 62294-3619 |
| Document Number | 0000030413 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 2017R30413 |
| Name | BROKER SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 278 Shadowbrooke was $8,799 with a homeowner's exemption, up 8.2% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,799.00 (+8.23%) | $133,180 Land $22,360 Building $110,820 | $399,540 Land $67,080 Building $332,460 |
| 2024 | $8,130.00 | ||
| 2022 | $7,194.00 | $102,300 Land $17,430 Building $84,870 | $307,207 Land $52,342 Building $254,865 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 278 Shadowbrooke; there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Shadowbrooke is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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