Harnett County property record for 278 Samuel Nicholas Dr, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,844 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Jun 2022) |
| Tax Bill | $2,467 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500049944 |
| Primary APN | 1500049944 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,844 sqft Heated Area |
| 1st Floor Area | 724 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500049944 |
|---|---|
| Street Address | 278 SAMUEL NICHOLAS DR |
| City | CAMERON |
| State | NC |
| Zip | 28326-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#306 COLONY PH#B PT 2&2C .4017AC MAP#2013-70 |
| Legal Subdivision | LEXINGTON PLANTATION |
| Legal Phase | B |
| Legal Lot Number | 306 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71303 |
278 Samuel Nicholas Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 SAMUEL NICHOLAS DR, CAMERON, NC 28326-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jan 27, 2017 | Special Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Prior Sale | Jan 27, 2017 · Amount on File |
| Deed Document Number | 2022102369 |
| Deed Book / Page | 4154 / 925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 8, 2022 |
| Property Address | 278 SAMUEL NICHOLAS DR, CAMERON, NC 28326-9419 |
| Document Number | 0000102369 |
| Book / Page | 4154 / 925 |
| Map Reference | MB 2013 PG 70&71 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022102369 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 278 SAMUEL NICHOLAS DR, 278, CAMERON, NC 28326-9419 |
| Name | Verified Name |
|---|---|
| Address | 278 SAMUEL NICHOLAS DR, CAMERON, NC 28326-9419 |
| Document Number | 0000102370 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022102370 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 27, 2017 |
| Property Address | 278 SAMUEL NICHOLAS DR, CAMERON, NC 28326-9419 |
| Document Number | 0000001342 |
| Book / Page | 3475 / 606 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 2017001342 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 SAMUEL NICHOLAS DR, CAMERON, NC 28326-9419 |
| Document Number | 0000001343 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 3475/608 |
| Instrument | 2017001343 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 278 Samuel Nicholas Dr was $2,467, up 40.8% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,467.00 (+40.81%) | $317,615 (+35.44%) | $317,615 (+35.44%) Land $91,120 Building $226,495 |
| 2025 | $1,752.00 | $234,503 | $234,503 Land $53,040 Building $181,463 |
| 2023 | $1,752.00 | $234,503 | $234,503 Land $53,040 Building $181,463 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Samuel Nicholas Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Samuel Nicholas Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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