Torrington City property record for 278 S Main St, Torrington, CT 06790
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,014 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $210,000 (Aug 2023) |
| Tax Bill | $5,741 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2021 Sale & Mortgage |
| APN | 007918 |
| Primary APN | 007918 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 3,316 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 1,025 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 7918 |
|---|---|
| Street Address | 278 S MAIN ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-6726 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R6 |
| Legal Block | 17 |
| Legal Lot Number | 1 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310801 |
278 S Main St, a duplex, is owned by a company that bought it in August 2023.
Source: Torrington City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 SETTLERS TRL, STAMFORD, CT 06903-2401 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOFIN LENDING |
| Dec 14, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Prior Sale | Dec 14, 2021 · Amount on File |
| Deed Document Number | 2023486279 |
| Deed Book / Page | 1395 / 842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Aug 14, 2023 |
| Property Address | 278 S MAIN ST, TORRINGTON, CT 06790-6726 |
| Document Number | 001395-842 |
| Book / Page | 1395 / 842 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023-486279 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2023486280 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023-486280 |
| Name | MOFIN LENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Dec 14, 2021 |
| Property Address | 278 S MAIN ST, TORRINGTON, CT 06790-6726 |
| Document Number | 001353-193 |
| Book / Page | 1353 / 193 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021-471133 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021471134 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-471134 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 278 S Main St was $5,741, down 13% from the year before.
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,741.00 (-12.98%) | $171,570 (-) Land $19,950 Building $151,620 | $279,348 (+132.6%) |
| 2025 | $6,597.00 | $171,570 Land $19,950 Building $151,620 | $120,099 Land $13,965 Building $106,134 |
| 2024 | $6,597.00 (+92.11%) | ||
| 2023 | $3,434.00 (+1.75%) | $71,600 (-) Land $19,950 Building $51,650 | |
| 2022 | $3,375.00 | $71,600 Land $19,950 Building $51,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 278 S Main St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 278 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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