St. Johns County property record for 278 S Field Crest Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,616 sqft · built 2010 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,282 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009982-1230 |
| Primary APN | 009982-1230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Gross Area | 3,174 sqft |
| 1st Floor Area | 1,110 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 278 S FIELD CREST DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 64/3-14 JOHNS CREEK PHASE 2 LOT 123 OR5242/490 & 6226/425(Q/C) & 6236/1078(DM) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 30 |
| Legal Subdivision | JOHNS CREEK PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 123 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 278 S FIELD CREST DR, SAINT AUGUSTINE, FL 32092-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 24, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 |
| Deed Sale | Sep 24, 2025 |
| Prior Sale | Apr 20, 2021 · Amount on Record |
| Deed Document Number | 202577958 |
| Deed Book / Page | 6226 / 425 |
| Prior Transfer Date | Aug 25, 2025 |
| Prior Transfer Doc | 0062260425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 24, 2025 |
| Property Address | 278 S FIELD CREST DR, SAINT AUGUSTINE, FL 32092-2909 |
| Document Number | 0062260425 |
| Book / Page | 6226 / 425 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025077958 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 278 S FIELD CREST DR, SAINT AUGUSTINE, FL 32092-2909 |
| Name | Verified Name |
|---|---|
| Address | 278 S FIELD CREST DR, SAINT AUGUSTINE, FL 32092-2909 |
| Document Number | 0006226428 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 6226/428 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 278 S FIELD CREST DR, SAINT AUGUSTINE, FL 32092-2909 |
| Document Number | 0052420490 |
| Book / Page | 5242 / 490 |
| Map Reference | MB 64 PG 3-14 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021043793 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 708 MCCOLLUM CIR, NEPTUNE BEACH, FL 32266-3789 |
| Name | Verified Name |
|---|---|
| Address | 278 S FIELD CREST DR, SAINT AUGUSTINE, FL 32092-2909 |
| Document Number | 0005242492 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 5242/492 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 278 S FIELD CREST DR, SAINT AUGUSTINE, FL 32092-2909 |
| Document Number | 0051360081 |
| Book / Page | 005136 / 000081 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 118650 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 MCCOLLUM CIR NEPTUNE BEACH FL 322663789, NEPTUNE BEACH, FL 32266-3789 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,122 (+10.04%) | $408,678 (-2.49%) Land $100,000 Building $308,678 | |
| 2025 | $7,282.00 (+9.24%) Homeowner's exemption | $348,166 (+2.9%) | $419,121 (-3.79%) Land $100,000 Building $319,121 |
| 2024 | $6,666.00 (+1.18%) Homeowner's exemption | $338,354 (+3%) | $435,624 (+2.8%) Land $100,000 Building $335,624 |
| 2023 | $6,588.00 (+1.7%) Homeowner's exemption | $328,499 (+3%) | $423,770 (+12.18%) Land $95,000 Building $328,770 |
| 2022 | $6,478.00 Homeowner's exemption | $318,931 | $377,752 Land $84,000 Building $293,752 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
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