278 Rumson Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 278 Rumson Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,376 sqft · built 1960
Lot Size	0.403 acres (17,563 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Aug 2005)
Tax Bill	$6,485 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262800 046.19-3-21`

Property Details

APN / Parcel Number

Primary APN	`262800 046.19-3-21`
Alternative APNs	`28000461900003021000` `08321040000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,563 sqft (0.403 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	528 sqft
Shed	1 Shed
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08321040000
Street Address	278 RUMSON RD
City	ROCHESTER
State	NY
Zip	14616-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L15 T2 LAKE VIEW S SEC 10 134-98 L531
Legal Block	3
Legal Lot Number	21.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	3
Census Block	3004
Census Tract	13702

Owner

278 Rumson Rd is owned and occupied by an individual who acquired it in July 2010.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	278 RUMSON RD, ROCHESTER, NY 14616-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Nov 28, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Mar 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2005 · Amount on File
Deed Sale	Aug 29, 2005 · Amount on File
Deed Book / Page	10177 / 357
Last Transfer Date	Jul 12, 2010
Transfer Doc	0000001096
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	278 RUMSON RD, ROCHESTER, NY 14616-1307
Document Number	0000000341
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	TIMES SQUARE ABSTRACT LLC, TIMES SQUARE ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 RUMSON RD ROCHESTER NY 146161307, ROCHESTER, NY 14616-1307

Mortgage

Document Number	0000000341
Date	May 28, 2020
Book Page	028533/000415
Instrument	341

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	278 RUMSON RD, ROCHESTER, NY 14616-1307
Document Number	0000000830
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 RUMSON RD ROCHESTER NY 146161307, ROCHESTER, NY 14616-1307

Mortgage

Document Number	0000000830
Date	Dec 26, 2018
Book Page	027877/000680
Instrument	830

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 25, 2043

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Mar 2, 2017
Property Address	278 RUMSON RD, ROCHESTER, NY 14616-1307
Document Number	0000000409
Book / Page	011827 / 000692
Instrument Date	Mar 1, 2017
Instrument	409
Transaction Type	Transfer
Record Updated	Mar 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 RUMSON RD ROCHESTER NY 146161307, ROCHESTER, NY 14616-1307

Tax Assessment & Valuation

The 2026 property tax bill for 278 Rumson Rd was $6,485 with a homeowner's exemption, up 13.2% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,485.00 (+13.2%) Homeowner's exemption
2025	$5,729.00	$137,300 Land $22,500 Building $114,800	$225,100 Land $36,888 Building $188,212
2023		$137,300 (+16.36%) Land $22,500 Building $114,800	$159,651 (+16.36%) Land $26,163 Building $133,488
2022		$118,000 Land $25,000 Building $93,000	$137,200 Land $29,068 Building $108,132
2021	$4,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Rumson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Rumson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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