278 Rose St, Fillmore, CA 93015 Property Records

Ventura County property record for 278 Rose St, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,327 sqft · built 2020
Lot Size	0.164 acres (7,163 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Dec 2020)
Tax Bill	$11,978 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (reduced by levee)
APN	`054-0-092-135`

Property Details

APN / Parcel Number

Primary APN	`054-0-092-135`
Alternative APN	`540010395`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
1st Floor Area	975 sqft
2nd Floor Area	1,352 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	7,163 sqft (0.164 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	145 sqft

Location & Zoning

Street Address	278 ROSE ST
City	FILLMORE
State	CA
Zip	93015-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 552004 LOT: 133 REF: 168MR 26
Legal Subdivision	TRACT 5520 4
Legal Tract	552004
Legal Block	92
Legal Lot Number	133
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	1
Census Block	1001
Census Tract	302

Owner

278 Rose St is owned and occupied by two individuals who bought it in December 2020.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 ROSE ST, FILLMORE, CA 93015-2087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jan 13, 2021	Grant Deed FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Document Number	2020205405
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	0000007128
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 1, 2020
Property Address	278 ROSE ST, FILLMORE, CA 93015-2087
Document Number	0000205405
Map Reference	MB 168 PG 26-38
Instrument Date	Oct 28, 2020
Instrument	20201201-00205405
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	278 ROSE ST, FILLMORE, CA 93015-2087

Mortgage

Document Number	0000205406
Date	Dec 1, 2020
Instrument	20201201-00205406

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000205408
Date	Dec 1, 2020
Instrument	20201201-00205408

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Grant Deed

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 13, 2021
Property Address	278 ROSE ST, FILLMORE, CA 93015-2087
Document Number	0000007128
Instrument Date	Oct 28, 2020
Instrument	7128
Record Updated	Feb 1, 2021
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Tax	$648.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	278 ROSE ST FILLMORE CA 930152087, FILLMORE, CA 93015-2087

Tax Assessment & Valuation

The 2025 property tax bill for 278 Rose St was $11,978 with a homeowner's exemption, up 5.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,230 (+2%) Land $422,862 Building $227,368
2025	$11,978.00 (+5.3%) Homeowner's exemption	$637,481 Land $414,571 Building $222,910
2024	$11,375.00 (+1.44%)
2023	$11,213.00 (+5.51%) Homeowner's exemption	$612,728 Land $398,473 Building $214,255
2022	$10,627.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 278 Rose St in Zone X, where a levee reduces flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	7 (1978–2024)
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Rose St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rocket Broadband.

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