Bedford County property record for 278 Rose Rd, Schellsburg, PA 15559
| Property Type | Rural Home |
|---|---|
| Details | 2,096 sqft · built 1920 |
| Lot Size | 83.9 acres (3,657,733 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,384 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C.08-0.00-084 |
| Primary APN | C.08-0.00-084 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,096 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Rustic |
| Construction Type | Log |
| Lot Area | 3,657,733 sqft (83.9 acres) |
| Pole Barn | Pole Barn |
| Street Address | 278 ROSE RD |
|---|---|
| City | SCHELLSBURG |
| State | PA |
| Zip | 15559-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 960900 |
278 Rose Rd, a rural home, is owned and occupied by two individuals who acquired it in March 1959.
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 ROSE RD, SCHELLSBURG, PA 15559-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN ALLGHENIES PLANNING & DEVELOPME |
| Jul 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN ALLEGHNIES PLANNING & DEVELOPME |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1959 |
| Deed Sale | Mar 1, 1959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 278 ROSE RD, SCHELLSBURG, PA 15559-8123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/3354 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 2018/3354 |
| Instrument | 2018-003354 |
| Name | SOUTHERN ALLGHENIES PLANNING & DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | ALTOONA, PA 16601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 278 ROSE RD, SCHELLSBURG, PA 15559-8123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/3353 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 2018/3353 |
| Instrument | 2018-003353 |
| Name | SOUTHERN ALLEGHNIES PLANNING & DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | ALTOONA, PA 16601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 278 Rose Rd was $4,384.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,384.00 | $270,240 Land $69,540 Building $200,700 | $270,240 (-37.49%) Land $231,600 Building $200,700 |
| 2025 | $432,300 Land $231,600 Building $200,700 | ||
| 2023 | $3,641.00 Additional exemption filed | $270,240 Land $69,540 Building $200,700 | |
| 2012 | $432,300 Land $231,600 Building $200,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Rose Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1996–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Rose Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Verizon.
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