York County and Arundel Town property record for 278 River Rd, Arundel, ME 04046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 1998 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,491 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ARUN M:040 L:001A |
| Primary APN | ARUN M:040 L:001A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 3,192 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1546 |
|---|---|
| Street Address | 278 RIVER RD |
| City | ARUNDEL |
| State | ME |
| Zip | 04046-7538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Lot Number | 1A |
| Jurisdiction | ARUNDEL ME |
| Township / Civil Division | ARUNDEL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 26000 |
278 River Rd is owned and occupied by an individual.
Source: York County and Arundel Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 278 RIVER RD, ARUNDEL, ME 04046-7538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARUNDEL ME |
| Property Address | 278 RIVER RD, ARUNDEL, ME 04046-7538 |
| Document Number | 0179320335 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 278 RIVER RD ARUNDEL ME 040467538, ARUNDEL, ME 04046-7538 |
| Document Number | 0179320335 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 017932/000335 |
| Instrument | 13483 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 278 River Rd was $3,491, down 9.6% from the year before.
Source: York County and Arundel Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Arundel Town |
| Unified School District | Regional School Unit 21 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,491.00 (-9.58%) | $425,700 (+87.45%) Land $188,200 Building $237,500 | |
| 2024 | $3,861.00 | $227,100 (-) Land $49,000 Building $178,100 | $863,740 |
| 2023 | $3,861.00 (+0.6%) | $227,100 (-) Land $49,000 Building $178,100 | |
| 2022 | $3,838.00 | $227,100 Land $49,000 Building $178,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 River Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1978–2010) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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