278 Red Eagle Cir, Ridgeland, MS 39157 Property Records

Madison County property record for 278 Red Eagle Cir, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 3,020 sqft · built 1990
Lot Size	0.392 acres (17,108 sqft)
Owner	Individual Name on Record
Last Sale	$595,840 (Oct 2025)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071F-24B-001/32`

Property Details

APN / Parcel Number

Primary APN	`071F-24B-001/32`
Alternative APNs	`071F-24B-001/32.00` `5461`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,020 sqft Adjusted Area
Gross Area	2,508 sqft
1st Floor Area	2,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,108 sqft (0.392 acres)
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5461
Street Address	278 RED EAGLE CIR
City	RIDGELAND
State	MS
Zip	39157-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 OLD AGENCY VILLAGE PHASE I PART A
Legal Range	01E
Legal Township	07N
Legal Section	24
Legal Subdivision	OLD AGENCY VILLAGE PH 1 PT A
Legal Phase	1
Legal Lot Number	60
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	30205

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	278 RED EAGLE CIR, RIDGELAND, MS 39157-9496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK
May 2, 2025	Warranty Deed, Transfer · Construction Mortgage TRUSTMARK NATIONAL BANK
Jul 15, 2020	Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	May 2, 2025 · Amount on Record
Deed Document Number	20251036906
Deed Book / Page	4607 / 584
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 15, 2025
Property Address	278 RED EAGLE CIR, RIDGELAND, MS 39157-9496
Document Number	004607/584
Book / Page	4607 / 584
Map Reference	CAB C SL 45
Instrument Date	Oct 15, 2025
Instrument	1036906
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2131, MADISON, MS 39130-2131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 RED EAGLE CIR, RIDGELAND, MS 39157-9496

Mortgage

Document Number	0001036907
Date	Oct 15, 2025
Instrument	1036907

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Max Rate	12.5%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 2, 2025
Property Address	278 RED EAGLE CIR, RIDGELAND, MS 39157-9496
Document Number	004552/492
Book / Page	4552 / 492
Map Reference	CAB C SL 45
Instrument Date	May 2, 2025
Instrument	1027103
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 LAKESHORE DR # DRE101, DRE101, BRANDON, MS 39047-6071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2131, MADISON, MS 39130-2131

Mortgage

Document Number	004552/495
Date	May 2, 2025
Book Page	4552/495
Instrument	1027104

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Nov 2, 2026

Interest

Rate Type	Adjustable Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	278 RED EAGLE CIR, RIDGELAND, MS 39157-9496
Document Number	0000911453
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 RED EAGLE CIR RIDGELAND MS 391579496, RIDGELAND, MS 39157-9496

Mortgage

Document Number	0000911453
Date	Nov 23, 2020
Book Page	003949/000891
Instrument	911453

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 22, 2047

Interest

Rate	5.62%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 Homeowner's exemption	$21,805 (-)	$218,050 (-) Land $45,000 Building $173,050
2024	$1,541.00 (-24.79%)
2023	$2,049.00 Homeowner's exemption	$21,805	$218,050 Land $45,000 Building $173,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2000–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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