278 Red Bay Pl, Winter Haven, FL 33880 Property Records

Polk County property record for 278 Red Bay Pl, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1980
Lot Size	0.289 acres (12,584 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jun 2024)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Aug 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`25-28-35-354940-001150`

Property Details

APN / Parcel Number

Primary APN	`25-28-35-354940-001150`
Alternative APNs	`352825354940001150` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	1,430 sqft
1st Floor Area	1,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	12,584 sqft (0.289 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	312 sqft
Patio Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	278 RED BAY PL
City	WINTER HAVEN
State	FL
Zip	33880-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 1 LOTS 15 & THAT PART 16 DES AS BEG SE COR RUN N 109.39 FT TO SLY LINE RED BAY PL ELY ALONG CURVE ON R/W 15 FT S 08 DEG 29 MIN 38 SEC W TO POB
Legal Range	25E
Legal Township	28S
Legal Section	35
Legal Subdivision	LAKE THOMAS ESTATES UNIT 4
Legal Tract	354940
Legal Block	1
Legal Lot Number	15
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1001
Census Tract	14703

Owner

Source: Polk County records · APN 25-28-35-354940-001150

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 RED BAY PL, WINTER HAVEN, FL 33880-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Aug 22, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	2024137978
Deed Book / Page	13154 / 233
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0000178987
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 25, 2019
Property Address	278 RED BAY PL, WINTER HAVEN, FL 33880-1134
Document Number	0107582050
Book / Page	010758 / 002050
Instrument Date	Feb 22, 2019
Instrument	36973
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 12TH ST NW WINTER HAVEN FL 338811350, WINTER HAVEN, FL 33881-1350

Mortgage

Document Number	107582063
Date	Feb 25, 2019
Book Page	010758/002063
Instrument	36975

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1290 GOLFVIEW AVE # 167, BARTOW, FL 33830-6703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	107582052,
Date	Feb 25, 2019
Book Page	010758/002052
Instrument	36974

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2018
Property Address	278 RED BAY PL, WINTER HAVEN, FL 33880-1134
Document Number	0105882149
Book / Page	010588 / 002149
Instrument Date	Aug 08, 2018
Instrument	178987
Transaction Type	Foreclosure
Record Updated	Sep 06, 2018

Transaction

Amount	Amount Recorded
Tax	$553.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	843 OAK SHADOWS RD CELEBRATION FL 347474227, CELEBRATION, FL 34747-4227

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00 (+6.83%) Homeowner's exemption	$193,843 (+42.79%) Land $31,000 Building $162,843	$193,843 (+4.67%) Land $31,000 Building $162,843
2023	$1,859.00 (+5.93%) Homeowner's exemption	$135,756 (+3%)	$185,194 (+21.82%) Land $30,000 Building $155,194
2022	$1,755.00 Homeowner's exemption	$131,802	$152,028 Land $25,000 Building $127,028

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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