Scott County property record for 278 Quality Dr, Georgetown, KY 40324
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 1.86 acres (81,109 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,344 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-40-154.000 |
| Primary APN | 168-40-154.000 |
|---|
| Lot Area | 81,109 sqft (1.86 acres) |
|---|
| Street Address | 278 QUALITY DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | COMM LOT |
| Legal Subdivision | SUBDIVISION PLAT - BRINGARDNER PROPERTY |
| Legal Lot Number | 4 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40210 |
278 Quality Dr, commercial vacant land, is owned by a company.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2332 CROSS CREEK TRCE, LEXINGTON, KY 40509-8506 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Aug 29, 2022 | Deed, Transfer |
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 278 QUALITY DR, GEORGETOWN, KY 40324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2332 CROSS CREEK TRCE, LEXINGTON, KY 40509-8506 |
| Document Number | 0M1886/668 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | M1886/668 |
| Instrument | 576900 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 6, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 278 QUALITY DR, GEORGETOWN, KY 40324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 2332 CROSS CREEK TRCE, LEXINGTON, KY 40509-8506 |
| Document Number | 0M1860/576 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | M1860/576 |
| Instrument | 557240 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 29, 2022 |
| Property Address | 278 QUALITY DR, GEORGETOWN, KY 40324 |
| Document Number | 00D436/591 |
| Book / Page | D436 / 591 |
| Map Reference | CAB 4 SL 1558 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 458463 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 MALLARD POINT CT, GEORGETOWN, KY 40324-9233 |
| Name | Verified Name |
|---|---|
| Address | 2332 CROSS CREEK TRCE, LEXINGTON, KY 40509-8506 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 278 QUALITY DR, GEORGETOWN, KY 40324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 212 MALLARD POINT CT, GEORGETOWN, KY 40324-9233 |
| Document Number | 0M1632/518 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | M1632/518 |
| Instrument | 441060 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 19, 2031 |
The 2025 property tax bill for 278 Quality Dr was $5,344.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,000 (-) | $600,000 (-) | |
| 2025 | $5,344.00 | $600,000 | $600,000 |
| 2023 | $5,440.00 (+11.98%) | $600,000 (+7.14%) Land $600,000 | $600,000 (+7.14%) Land $600,000 |
| 2022 | $4,858.00 | $560,000 Land $560,000 | $560,000 Land $560,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Quality Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 278 Quality Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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