Worcester County and Milford Town property record for 278 Purchase St, Milford, MA 01757
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,358 sqft · built 1900 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Dec 2025) |
| Tax Bill | $6,593 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:08 B:000 L:21 |
| Primary APN | MILF M:08 B:000 L:21 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 5,104 sqft |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,452 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,998 sqft (0.298 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 278 PURCHASE ST |
|---|---|
| City | MILFORD |
| State | MA |
| Zip | 01757-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 21 |
| Jurisdiction | MILFORD MA |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 744104 |
278 Purchase St is owned by an individual who bought it in December 2025.
Source: Worcester County and Milford Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 278 PURCHASE ST, SR, MILFORD, MA 01757-3806 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 5, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage EASTERN BANK |
| Aug 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WRENTHAM COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Deed Book / Page | 72928 / 290 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Dec 5, 2025 |
| Property Address | 278 PURCHASE ST, MILFORD, MA 01757-3806 |
| Document Number | 072928-290 |
| Book / Page | 72928 / 290 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 106602 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 PURCHASE ST # SR, SR, MILFORD, MA 01757-3806 |
| Document Number | 0000106603 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 106603 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 278 PURCHASE ST, MILFORD, MA 01757-3806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60932-47 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 60932/47 |
| Instrument | 85348 |
| Name | WRENTHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2029 |
The 2025 property tax bill for 278 Purchase St was $6,593, up 4.2% from the year before.
Source: Worcester County and Milford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Milford Town |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,593.00 (+4.2%) | $515,100 (+8.19%) Land $182,700 Building $332,400 | $599,450 |
| 2024 | $6,327.00 (+1.15%) | $476,100 (+9.98%) Land $175,400 Building $300,700 | |
| 2023 | $6,255.00 | $432,900 Land $151,600 Building $281,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 Purchase St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 Purchase St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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