278 Prospect St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 278 Prospect St, Pawtucket, RI 02860

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,520 sqft · built 1910
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Jan 2006)
Tax Bill$6,058 (2025)
Deeds & MortgagesJun 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPAWT M:35 L:0366

Property Details

APN / Parcel Number

Primary APNPAWT M:35 L:0366
Alternative APN
  • 350366

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories3 Stories
Building Area2,520 sqft Living Area
Gross Area5,792 sqft
1st Floor Area1,260 sqft
AtticAttic
Attic Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number350366
Street Address278 PROSPECT ST
CityPAWTUCKET
StateRI
Zip02860-4458
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM
Legal Lot Number366
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group2
Census Block2035
Census Tract16700

Owner

278 Prospect St, a duplex, is owned by two individuals who bought it in January 2006.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address66 ENGLEWOOD AVE, PAWTUCKET, RI 02860-5478
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2006 · Amount on File
Deed SaleJan 23, 2006 · Amount on File
Deed Book / Page2569 / 304
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address278 PROSPECT ST, PAWTUCKET, RI 02860-4458
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004706-211
DateJun 21, 2021
Book Page4706/211
Instrument11
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 278 Prospect St was $6,058.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,058.00$460,700 Land $109,300 Building $351,400$517,248
2023$5,578.00 (+2.16%)$329,300 (-) Land $81,000 Building $248,300
2022$5,460.00$329,300 Land $81,000 Building $248,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 278 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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