Schenectady County and Rotterdam Town property record for 278 Princetown Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,417 sqft · built 1903 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,500 (Apr 2023) |
| Tax Bill | $6,259 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.14-11-15 |
| Primary APN | 422800 48.14-11-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,417 sqft Living Area |
| 1st Floor Area | 767 sqft |
| 2nd Floor Area | 650 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 148 ft deep x 108 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 576 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 278 PRINCETOWN RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,ENPR SIEGEL-45-47 2.-154-9.9 |
| Legal Block | 11 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 278 PRINCETOWN RD, SCHENECTADY, NY 12306-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 18, 2023 | Warranty Deed, Transfer |
| Jan 5, 2022 | Deed of Trust, Mortgage · Unknown WELLS FARGO USA HOLDINGS INC |
| Nov 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Nov 19, 1996 · Amount on Record |
| Deed Document Number | 202321997 |
| Deed Book / Page | 2106 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 10, 2026 |
| Property Address | 278 PRINCETOWN RD, SCHENECTADY, NY 12306-1535 |
| Document Number | 0000013211 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202613211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 278 PRINCETOWN RD, SCHENECTADY, NY 12306-1535 |
| Document Number | 0000013211, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202613211 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 18, 2023 |
| Property Address | 278 PRINCETOWN RD, SCHENECTADY, NY 12306-1535 |
| Document Number | 0000021997 |
| Book / Page | 2106 / 425 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 202321997 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $982.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1142 DEFOREST ST, SCHENECTADY, NY 12303-3683 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 132 EUREKA ST, GRASS VALLEY, CA 95945-6348 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 278 PRINCETOWN RD, SCHENECTADY, NY 12306-1535 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000000587 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 5186/553 |
| Instrument | 202200587 |
| Name | WELLS FARGO USA HOLDINGS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DES MOINES, IA 50309 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 278 PRINCETOWN RD, SCHENECTADY, NY 12306-1535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049856 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 4798/105 |
| Instrument | 201749856 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,259.00 | $156,000 (-) Land $22,200 Building $133,800 | $240,000 (+16.9%) Land $34,154 Building $205,846 |
| 2023 | $156,000 Land $22,200 Building $133,800 | $205,300 Land $29,216 Building $176,084 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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