278 Plains Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 278 Plains Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$167,200 (Aug 2021)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:39 L:0010`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:39 L:0010`
Alternative APN	`1589`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1589
Street Address	278 PLAINS RD
City	HARRISON
State	ME
Zip	04040-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	STANDA
Legal Lot Number	10
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1018
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town records · APN HRRS M:39 L:0010

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	278 PLAINS RD, HARRISON, ME 04040-3826
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 23, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
May 05, 2017	Loan Modification, Mortgage · FHA Mortgage US BK
May 05, 2017	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202160773
Deed Book / Page	38573 / 202
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	278 PLAINS RD, HARRISON, ME 04040-3826
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421390078
Date	Mar 27, 2026
Book Page	42139/78
Instrument	11613

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON ME
Recording Date	Aug 23, 2021
Property Address	278 PLAINS RD, HARRISON, ME 04040-3826
Document Number	0385730202
Book / Page	38573 / 202
Instrument Date	Aug 09, 2021
Instrument	60773
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 PLAINS RD, HARRISON, ME 04040-3826
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060774
Date	Aug 23, 2021
Instrument	60774

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRISON ME
Property Address	278 PLAINS RD, HARRISON, ME 04040-3826
Document Number	0340600142
Instrument Date	May 05, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 PLAINS RD HARRISON ME 040403826, HARRISON, ME 04040-3826

Mortgage

Document Number	0340600142
Date	Jun 06, 2017
Book Page	034060/000142
Instrument	25342

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	278 PLAINS RD, HARRISON, ME 04040-3826
Document Number	0340280281
Instrument Date	May 05, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 PLAINS RD HARRISON ME 040403826, HARRISON, ME 04040-3826

Mortgage

Document Number	0340280281
Date	May 24, 2017
Book Page	034028/000281
Instrument	23076

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,908.00 (+6.53%)	$232,600 (-) Land $80,000 Building $152,600
2024	$1,791.00 (+10.56%)	$232,600 (+85.93%) Land $80,000 Building $152,600
2023	$1,620.00 (+8.8%)	$125,100 (-) Land $25,000 Building $100,100
2022	$1,489.00	$125,100 Land $25,000 Building $100,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 40 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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