278 Pioneer Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 278 Pioneer Loop, Georgetown, SC 29440

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 3.5 ba · 5,414 sqft · built 1974
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$4,576 (2025)
Deeds & MortgagesSep 2023 Transfer
Dec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN0401900017.00.00

Property Details

APN / Parcel Number

Primary APN0401900017.00.00
Alternative APNs
  • 04-0190-017-00-00
  • 17516

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,414 sqft Living Area
Gross Area8,068 sqft
1st Floor Area2,015 sqft
2nd Floor Area2,145 sqft
Upper Floors Area1,254 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialClay Tile
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area648 sqft
DrivewayDriveway

Exterior Amenities

PorchSlab
Porch Area1,318 sqft
Deck Area648 sqft
Patio Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number17516
Street Address278 PIONEER LOOP
CityGEORGETOWN
StateSC
Zip29440-7116
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Description8 BLK 3 PIONEER PLACE
Legal SubdivisionPIONEER PLACE
Legal Block3
Legal Lot Number8
JurisdictionGEORGETOWN SC
Township / Civil DivisionWACCAMAW NECK
Census Block Group1
Census Block1017
Census Tract920508

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address278 PIONEER LOOP, GEORGETOWN, SC 29440-7116
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Intrafamily Transfer, Transfer
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 20, 2023
Transfer Doc04577/0221
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGEORGETOWN SC
Recording DateSep 25, 2023
Property Address278 PIONEER LOOP, GEORGETOWN, SC 29440-7116
Document Number04577/0221
Book / Page4577 / 221
Map ReferenceMB W PG 1
Instrument DateSep 20, 2023
Instrument202300010086
Transaction TypeTransfer
Record UpdatedOct 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address278 PIONEER LOOP, GEORGETOWN, SC 29440-7116

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address278 PIONEER LOOP, GEORGETOWN, SC 29440-7116
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03976/0120
DateDec 18, 2020
Book Page3976/120
Instrument202000015057
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,576.00 (+6.54%)$41,340 (+14.99%) Land $16,597 Building $24,743$1,861,900 (+107.18%) Land $747,500 Building $1,114,400
2023$4,295.00 (+7.94%)$35,950 (-) Land $14,000 Building $21,950$898,700 (-) Land $350,000 Building $548,700
2022$3,979.00$35,950 Land $14,000 Building $21,950$898,700 Land $350,000 Building $548,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 626 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies715 units insured
incl. 89 condo units
Nearby Flood Claims84 (1987–2023)
Claims Outside the SFHA8 of 84
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Ian, Oct 2022 · 36 claims
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGCWSD WACCAMAW NECK
serves 41,300 people · EPA ID SC2220010
Water SourceSurface water
Last State InspectionNov 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
HTC
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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