278 Pine St, Grand Junction, CO 81503 Property Records

Mesa County property record for 278 Pine St, Grand Junction, CO 81503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1959
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Dec 2022)
Tax Bill	$734 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2945-252-03-007`

Property Details

APN / Parcel Number

Primary APN	`2945-252-03-007`
Alternative APN	`R070929`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,238 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	198 sqft
Porch	Open/Unfinished Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R070929
Street Address	278 PINE ST
City	GRAND JUNCTION
State	CO
Zip	81503-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SCHMIDT SUB SEC 25 1S 1W
Legal Range	001
Legal Township	01S
Legal Section	25
Legal Subdivision	SCHMIDT SUB
Legal Block	3
Legal Lot Number	7
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2006
Census Tract	1304

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	278 PINE ST, GRAND JUNCTION, CO 81503-2043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 7, 2020	Warranty Deed, Transfer HERITAGE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	20223051337
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	0002814646
Record Updated	Oct 29, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 12, 2022
Property Address	278 PINE ST, GRAND JUNCTION, CO 81503-2043
Document Number	0003051337
Instrument Date	Dec 9, 2022
Instrument	3051337
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	278 PINE ST, GRAND JUNCTION, CO 81503-2043
Investor	Possibly a Property Investor

Mortgage

Document Number	0003051338
Date	Dec 12, 2022
Instrument	3051338

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0003051339
Date	Dec 12, 2022
Instrument	3051339

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	278 PINE ST, GRAND JUNCTION, CO 81503-2043
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002897676
Date	Oct 4, 2019
Instrument	2897676

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 7, 2020
Property Address	278 PINE ST, GRAND JUNCTION, CO 81503-2043
Document Number	0002919939
Instrument Date	Mar 24, 2020
Instrument	2919939
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$20.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 PINE ST, GRAND JUNCTION, CO 81503-2043

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00 (-31.08%)	$7,610 (-40.27%) Land $4,060 Building $3,550	$121,730 (-35.96%) Land $65,000 Building $56,730
2024	$1,065.00 (+0.47%)	$12,740 (-) Land $3,120 Building $9,620
2023	$1,060.00 (-3.46%)	$12,740 (-3.04%) Land $3,120 Building $9,620	$190,080 (+0.54%) Land $46,540 Building $143,540
2022	$1,098.00	$13,140 Land $2,430 Building $10,710
2021			$189,060 Land $35,000 Building $154,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND JUNCTION serves 26,000 people · EPA ID CO0139321
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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