1. Home
  2. California
  3. Santa Cruz County
  4. Aptos
  5. Perch Way

278 Perch Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 278 Perch Way, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,026 sqft · built 1983
Lot Size0.052 acres (2,265 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Dec 2018)
Tax Bill$8,919 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-332-02

Property Details

APN / Parcel Number

Primary APN038-332-02
Alternative APN
  • 038-332-02-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,026 sqft Living Area
Gross Area1,400 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTownhouse
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area2,265 sqft (0.052 acres)
Garage TypeAttached
Garage Area374 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address278 PERCH WAY
CityAPTOS
StateCA
Zip95003-3782
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTR 1102
Legal Subdivision1102 SEA BREEZE PH 2
Legal Tract1102
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2007
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-332-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address278 PERCH WAY, APTOS, CA 95003-3782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 08, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Dec 27, 2018Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Deed Document Number201838502
Prior Transfer DateNov 30, 1994
Prior Transfer Doc0000082566
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address278 PERCH WAY, APTOS, CA 95003-3782
Transaction TypeMortgage
Record UpdatedJan 12, 2022
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 PERJF WAY, APTOS, CA 95003

Mortgage

Document Number0000061945
DateDec 27, 2021
Instrument2021-0061945
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address278 PERCH WAY, APTOS, CA 95003-3782
Document Number0000005244
Instrument DateFeb 08, 2020
Transaction TypeMortgage
Record UpdatedMar 09, 2020
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 PERCH WAY APTOS CA 950033782, APTOS, CA 95003-3782

Mortgage

Document Number0000005244
DateFeb 13, 2020
Instrument5244
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 12, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 27, 2018
Property Address278 PERCH WAY, APTOS, CA 95003-3782
Document Number0000038502
Map ReferenceMB 72 PG 5
Instrument DateDec 20, 2018
Instrument2018-0038502
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 PERCH WAY, APTOS, CA 95003-3782

Mortgage

Document Number0000038503
DateDec 27, 2018
Instrument2018-0038503
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$682,697 (+2%) Land $512,023 Building $170,674
2025$8,919.00 (+10.53%) Homeowner's exemption$669,312 (+4.04%) Land $501,984 Building $167,328
2023$8,069.00 (+2.31%) Homeowner's exemption$643,321 Land $482,491 Building $160,830$639,000
2022$7,887.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Etheric Communications, LLC., Verizon, Surfnet Communications, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Perch Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures