278 Ocean Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 278 Ocean Ave, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 1999)
Deeds & Mortgages	Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`472889 422.-1-7.3`

Property Details

APN / Parcel Number

Primary APN	`472889 422.-1-7.3`
Alternative APNs	`0500-422.00-01.00-007.003` `288942200000010070030000` `472800878890`

Exterior

Lot Area	40,511 sqft (0.93 acres)
Lot Width	217 ft Width

Location & Zoning

Street Address	278 OCEAN AVE
City	ISLIP
State	NY
Zip	11751-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Description	T059H00000000
Legal Block	2000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2007
Census Tract	147402

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	278 OCEAN AVE, ISLIP, NY 11751-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 1999 · Amount on Record
Deed Sale	Nov 19, 1999 · Amount on Record
Deed Book / Page	12002 / 299
Last Transfer Date	Dec 29, 2009
Transfer Doc	0126130151
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	278 OCEAN AVE, ISLIP, NY 11751-4609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229950077
Date	Jan 9, 2019
Book Page	22995/77

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$76,000 (-) Land $22,800 Building $53,200
2024		$1,070,423 (+2.54%) Land $321,127 Building $749,296
2023	$76,000 Land $22,800 Building $53,200	$1,043,956 Land $313,187 Building $730,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Nearby Flood Policies	127 in force
Nearby Flood Claims	187 (1978–2023)
Claims Outside the SFHA	79 of 187
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 109 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Gloria, Sep 1985 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20