St. Johns County property record for 278 Oak Common Ave, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,821 sqft · built 2007 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $689,000 (Jul 2007) |
| Tax Bill | $8,887 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072091-0010 |
| Primary APN | 072091-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,821 sqft Living Area |
| Gross Area | 4,579 sqft |
| 1st Floor Area | 2,838 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 308 sqft |
| Deck Area | Deck Area |
| Patio Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 278 OAK COMMON AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50/35-39 MARSHALL CREEK DRI UNIT MUB-4 LOT 1 OR2942/1010 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MUB-4 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072091-0010
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 278 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2007 · Amount on Record |
| Deed Sale | Jul 02, 2007 · Amount on Record |
| Deed Document Number | 200744555 |
| Deed Book / Page | 2942 / 1010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 278 OAK COMMON AVE, SAINT AUGUSTINE, FL 32095-6805 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0053031868 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 5303/1868 |
| Instrument | 2021072135 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Jul 01, 2029 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,977 (+2.7%) | $824,707 (-2.29%) Land $180,000 Building $644,707 | |
| 2025 | $8,887.00 (+7.15%) Homeowner's exemption | $343,697 (+2.9%) | $844,002 (+7.9%) Land $180,000 Building $664,002 |
| 2024 | $8,294.00 (+2.55%) Homeowner's exemption | $334,011 (+3%) | $782,232 (+4.52%) Land $140,000 Building $642,232 |
| 2023 | $8,088.00 (+1.37%) Homeowner's exemption | $324,283 (+3%) | $748,404 (+2.68%) Land $140,000 Building $608,404 |
| 2022 | $7,979.00 Homeowner's exemption | $314,838 | $728,858 Land $168,000 Building $560,858 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 249 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022, rainfall accumulation, Hurricane Nicole |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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