278 N Chavis Rd, Kittrell, NC 27544 Property Records

Vance County property record for 278 N Chavis Rd, Kittrell, NC 27544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2020
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2021)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0462 01007`

Property Details

APN / Parcel Number

Primary APN	`0462 01007`
Alternative APN	`1031170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,568 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Lot Area	89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1031170
Street Address	278 N CHAVIS RD
City	KITTRELL
State	NC
Zip	27544-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	278 N CHAVIS RD LOT 2 2.05
Legal Block	01
Legal Lot Number	2
Jurisdiction	VANCE NC
Township / Civil Division	KITTRELL
Census Block Group	1
Census Block	1032
Census Tract	961000

Owner

278 N Chavis Rd is owned and occupied by an individual who bought it in February 2021.

Source: Vance County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	278 N CHAVIS RD, KITTRELL, NC 27544-9775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
May 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	0013880916
Deed Book / Page	1388 / 0916
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Feb 17, 2021
Property Address	278 N CHAVIS RD, KITTRELL, NC 27544-9775
Document Number	001388/916
Book / Page	1388 / 916
Map Reference	MB Z PG 139
Instrument Date	Feb 17, 2021
Instrument	667
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 N CHAVIS RD, KITTRELL, NC 27544-9775

Mortgage

Document Number	0000000668
Date	Feb 17, 2021
Instrument	668

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	May 11, 2020
Property Address	278 N CHAVIS RD, KITTRELL, NC 27544-9775
Document Number	001374/709
Book / Page	1374 / 709
Map Reference	MB Z PG 139
Instrument Date	May 8, 2020
Instrument	1524
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 A SOUTH GAMETT STREET, 715, HENDERSON, NC 27536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 278 N Chavis Rd was $2,292.

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00	$267,393 Land $36,200 Building $231,193	$267,393 Land $36,200 Building $231,193
2023	$1,064.00	$96,483 Land $13,712 Building $82,771	$96,483 Land $13,712 Building $82,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 N Chavis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 N Chavis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VANCE COUNTY WATER DISTRICT - KITTRELL private · serves 1,282 people · EPA ID NC0291015
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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