278 Merz Ct, Milpitas, CA 95035 Property Records

Santa Clara County property record for 278 Merz Ct, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,964 sqft · built 1978
Lot Size	0.134 acres (5,830 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Dec 2012)
Tax Bill	$11,612 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`028-16-080`

Property Details

APN / Parcel Number

Primary APN	`028-16-080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	1,204 sqft
2nd Floor Area	760 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,830 sqft (0.134 acres)
Lot Dimensions	106 ft deep x 55 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	1,870 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	278 MERZ CT
City	MILPITAS
State	CA
Zip	95035-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PUD
Legal Description	EASTBROOK LOT 34
Legal Subdivision	EASTBROOK
Legal Tract	5568
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	504414

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	278 MERZ CT, MILPITAS, CA 95035-3508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Dec 28, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2012 · Amount on File
Deed Sale	Dec 21, 2012 · Amount on File
Prior Sale	Aug 10, 1994 · Amount on File
Deed Document Number	201222016112
Prior Transfer Date	Jul 29, 1994
Prior Transfer Doc	0012612542
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	278 MERZ CT, MILPITAS, CA 95035-3508
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 MERZ CT, MILPITAS, CA 95035-3508

Mortgage

Document Number	0025876686
Date	Sep 30, 2025
Instrument	25876686

Lender

Name	MERIWEST CU
Type	Credit Union
Address	PO BOX 530953, SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	278 MERZ CT, MILPITAS, CA 95035-3508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023837545
Date	Dec 28, 2017
Instrument	23837545

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	278 MERZ CT, MILPITAS, CA 95035-3508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024592596
Date	Aug 28, 2020
Instrument	24592596

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,838 (+2%) Land $502,419 Building $502,419
2025	$11,612.00 (+3.02%)	$985,136 (+4.04%) Land $492,568 Building $492,568
2023	$11,272.00 (+0.41%)	$946,884 Land $473,442 Building $473,442
2022	$11,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	10 (1978–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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