McDowell County property record for 278 McDowell St, Old Fort, NC 28762
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 2 ba · 1,470 sqft · built 1981 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $501 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0750-19-61-7354 |
| Primary APN | 0750-19-61-7354 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,470 sqft Total Area |
| Office | 270 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 18282 |
|---|---|
| Street Address | 278 MCDOWELL ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Legal Description | 0.43 AC(ORIG 0.90AC-0.47AC) |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970700 |
278 McDowell St, a commercial property, is owned by an individual who acquired it in December 2023.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 1032 EBENEZER CHURCH RD, OLD FORT, NC 28762-7854 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Dec 15, 2023 |
| Transfer Doc | 0014550378 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 15, 2023 |
| Property Address | RED TOWN RD, OLD FORT, NC 28762 |
| Document Number | 0014550378 |
| Book / Page | 1455 / 378 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023005849 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1032 EBENEZER CHURCH RD, OLD FORT, NC 28762-7854 |
The 2025 property tax bill for 278 McDowell St was $501.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $501.00 | $73,940 Land $25,000 Building $48,940 | |
| 2023 | $486.00 | $73,940 Land $25,000 Building $48,940 | $73,940 Land $25,000 Building $48,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 278 McDowell St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 278 McDowell St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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